491 Summer St, Paterson, NJ 07501 Property Records

Passaic County and Paterson City property record for 491 Summer St, Paterson, NJ 07501

Property Summary

Property Type	Single Family Home
Details	1,536 sqft
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on Record
Last Sale	$110,000 (May 2021)
Tax Bill	$1,168 (2025)
Deeds & Mortgages	Oct 2023 Construction Loan Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-06315-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`08-06315-0000-00005`
Alternative APN	`08J1149000000014`

Interior

Stories	1 Story
Building Area	1,536 sqft Living Area

Exterior

Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	08J1149000000014
Street Address	491 SUMMER ST
City	PATERSON
State	NJ
Zip	07501-3092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6315
Legal Lot Number	5
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	1
Census Block	1010
Census Tract	182301

Owner

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	914 MADISON AVE, PATERSON, NJ 07501-3620
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · Construction Mortgage ABL RPC RESIDENTIAL CREDIT ACQUISITION L
Jun 30, 2023	Quit Claim Deed, Transfer Quitclaim
May 4, 2021	Bargain and Sale Deed, Transfer CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGENCY INC
Aug 13, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2021 · Amount on Record
Deed Sale	May 4, 2021 · Amount on Record
Prior Sale	Aug 13, 2018 · Amount on Record
Deed Document Number	202130623
Deed Book / Page	4029 / 223
Last Transfer Date	May 29, 2023
Transfer Doc	0000021185
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	491 SUMMER ST, PATERSON, NJ 07501-3092
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGENCY NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 MADISON AVE, PATERSON, NJ 07501-3620

Mortgage

Document Number	0000031977
Date	Oct 5, 2023
Book Page	M18656/83
Instrument	2023031977

Lender

Name	ABL RPC RESIDENTIAL CREDIT ACQUISITION L
Type	Non-Lending Institution
Address	JERSEY CITY, NJ 07302

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2053

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 30, 2023
Property Address	491 SUMMER ST, PATERSON, NJ 07501-3092
Document Number	0000021185
Book / Page	D4548 / 99
Instrument Date	May 29, 2023
Instrument	2023021185
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 SICOMAC AVE, WYCKOFF, NJ 07481-2141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 MADISON AVE, PATERSON, NJ 07501-3620

May 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 4, 2021
Property Address	491 SUMMER ST, PATERSON, NJ 07501-3092
Document Number	0000030623
Book / Page	D4029 / 223
Instrument Date	Apr 30, 2021
Instrument	2021030623
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 OAK DR, 48, LITTLE FALLS, NJ 07424-1323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SICOMAC AVE, WYCKOFF, NJ 07481-2141
Investor	Possibly a Property Investor

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 13, 2018
Property Address	491 SUMMER ST, PATERSON, NJ 07501-3092
Document Number	0000036572
Book / Page	003376 / 000282
Instrument Date	Jul 23, 2018
Instrument	36572
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$99.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 SUMMER ST PATERSON NJ 075013092, PATERSON, NJ 07501-3092

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,900 (-) Land $21,900	$21,900 (-) Land $21,900
2025	$1,168.00 (+4.66%)	$21,900 (-) Land $21,900	$21,900 (-) Land $21,900
2024	$1,116.00 (+9.84%)
2023		$21,900 (-) Land $21,900	$21,900 (-) Land $21,900
2022	$1,016.00 (-84.92%)	$21,900 Land $21,900	$21,900 Land $21,900
2021	$6,736.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 940 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Andrena, AT&T, T-Mobile.

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