493 Summer St, Paterson, NJ 07501 Property Records

Passaic County and Paterson City property record for 493 Summer St, Paterson, NJ 07501

Property Summary

Property Type	Single Family Home
Details	1,875 sqft · built 1960
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (May 2023)
Tax Bill	$10,857 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2021 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-06315-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`08-06315-0000-00004`
Alternative APN	`08J1149000000015`

Interior

Stories	2 Stories
Building Area	1,875 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	08J1149000000015
Street Address	493 SUMMER ST
City	PATERSON
State	NJ
Zip	07501-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ON THE/FICIAL TAX MAP/THE CITY
Legal Block	6315
Legal Lot Number	4
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	1
Census Block	1010
Census Tract	182301

Owner

Source: Passaic County and Paterson City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	493 SUMMER ST, PATERSON, NJ 07501-3021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Nov 10, 2021	Bargain and Sale Deed, Construction Loan · Construction Mortgage WE LELAND LLC
Apr 8, 2019	Deed of Trust, Transfer · Conventional with PMI FM HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Prior Sale	Nov 10, 2021 · Amount on Record
Deed Document Number	202315372
Deed Book / Page	4521 / 79
Prior Transfer Date	Oct 28, 2013
Prior Transfer Doc	0000065819
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 10, 2023
Property Address	493 SUMMER ST, PATERSON, NJ 07501-3021
Document Number	0000015372
Book / Page	D4521 / 79
Instrument Date	Apr 21, 2023
Instrument	2023015372
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	ELITE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 GOW RD, WAYNE, NJ 07470-2868

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 SUMMER ST, PATERSON, NJ 07501-3021
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015373
Date	May 10, 2023
Book Page	M18477/279
Instrument	2023015373

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

November 2021: Bargain and Sale Deed, Construction Loan

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 10, 2021
Property Address	493 SUMMER ST, PATERSON, NJ 07501-3021
Document Number	0000070716
Book / Page	D4175 / 265
Instrument Date	Oct 25, 2021
Instrument	2021070716
Transaction Type	Construction Loan
Record Updated	Dec 20, 2021
Title Company	VETS TITLE AGENCY LLC, ADVENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 LESLIE ST, 21, PATERSON, NJ 07503-3172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 GOW RD, WAYNE, NJ 07470-2868

Mortgage

Document Number	0000070717
Date	Nov 10, 2021
Instrument	2021070717

Lender

Name	WE LELAND LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 3, 2022

April 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	493 SUMMER ST, PATERSON, NJ 07501-3021
Document Number	0000017524
Instrument Date	Apr 8, 2019
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 SUMMER ST PATERSON NJ 075013021, PATERSON, NJ 07501-3021

Mortgage

Document Number	0000017524
Date	Apr 24, 2019
Book Page	015488/000239
Instrument	17524

Lender

Name	FM HM LOANS
Address	BROOKLYN, NY 11210

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2049

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$649,700 (+219.26%) Land $107,500 Building $542,200	$649,700 (+219.26%) Land $107,500 Building $542,200
2025	$10,857.00 (+4.72%)	$203,500 (-) Land $21,900 Building $181,600	$203,500 (-) Land $21,900 Building $181,600
2024	$10,368.00 (+9.76%)
2023		$203,500 Land $21,900 Building $181,600	$203,500 Land $21,900 Building $181,600
2022	$9,446.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 940 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Andrena, AT&T, T-Mobile.

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