490 Summer St, Paterson, NJ 07501 Property Records

Passaic County and Paterson City property record for 490 Summer St, Paterson, NJ 07501

Property Summary

Property TypeSingle Family Home
Details2,160 sqft · built 1700
Lot Size0.057 acres (2,500 sqft)
OwnerCompany Name on File
Last Sale$145,000 (Nov 2016)
Tax Bill$10,659 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN08-06303-0000-00019

Property Details

APN / Parcel Number

Primary APN08-06303-0000-00019
Alternative APN
  • 08J1148000000019

Interior

Stories2 Stories
Building Area2,160 sqft Living Area

Exterior

Year BuiltBuilt 1700
Effective Year BuiltEffective 1700
Construction TypeFrame
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number08J1148000000019
Street Address490 SUMMER ST
CityPATERSON
StateNJ
Zip07501-3055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block6303
Legal Lot Number19
JurisdictionPASSAIC NJ
Township / Civil DivisionPATERSON
Census Block Group1
Census Block1006
Census Tract182200

Owner

490 Summer St is owned by a company that bought it in November 2016.

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner of RecordCompany Name on File
Mailing Address4321 BERGENLINE AVE, UNION CITY, NJ 07087-5034
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2016 · Amount on File
Deed SaleNov 4, 2016 · Amount on File
Prior SaleJan 14, 2015 · Amount on File
Deed Book / Page2933 / 152
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address490 SUMMER ST, PATERSON, NJ 07501-3055
Document Number0000018863
Book / Page014443 / 000135
Instrument DateJan 10, 2017
Transaction TypeMortgage
Record UpdatedApr 21, 2017
Title CompanyLANDMARK ABSTRACT CORPORATION, LANDMARK ABSTRACT CORP.

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4321 BERGENLINE AVE UNION CITY NJ 070875034, UNION CITY, NJ 07087-5034

Mortgage

Document Number0000018863
DateApr 17, 2017
Book Page014443/000135
Instrument18863
Lender
NameCLIFTON SVGS BK
TypeFederal Savings Bank
AddressCLIFTON, NJ 07012
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 490 Summer St was $10,659, up 4.7% from the year before.

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityPaterson City
Unified School DistrictPaterson City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$497,200 (+148.85%) Land $107,500 Building $389,700$497,200 (+148.85%) Land $107,500 Building $389,700
2025$10,659.00 (+4.71%)$199,800 Land $21,900 Building $177,900$199,800 Land $21,900 Building $177,900
2024$10,180.00
2023$199,800 Land $21,900 Building $177,900$199,800 Land $21,900 Building $177,900
2022$9,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 Summer St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2011–2021)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 490 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WATER COMMISSION
serves 310,483 people · EPA ID NJ1605002
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 940 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

May also be available: Andrena, AT&T, T-Mobile.

Nearby Properties on Summer St

Nearby Streets

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