Passaic County and Paterson City property record for 486 Summer St, Paterson, NJ 07501
| Property Type | Single Family Home |
|---|---|
| Details | 2,312 sqft · built 1700 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Feb 2010) |
| Tax Bill | $12,932 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-06303-0000-00017 |
| Primary APN | 08-06303-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,312 sqft Living Area |
| Year Built | Built 1700 |
|---|---|
| Effective Year Built | Effective 1700 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Old Parcel Number | 08J1148000000021 |
|---|---|
| Street Address | 486 SUMMER ST |
| City | PATERSON |
| State | NJ |
| Zip | 07501-3020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FACILITY NAME: 973-620-1993 |
| Legal Block | 6303 |
| Legal Lot Number | 17 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PATERSON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 182200 |
486 Summer St is owned and occupied by an individual who acquired it in March 2016.
Source: Passaic County and Paterson City records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 486 SUMMER ST, PATERSON, NJ 07501-3020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| May 26, 2022 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2010 · Amount on File |
| Deed Sale | Feb 8, 2010 · Amount on File |
| Prior Sale | Oct 12, 2006 · Amount on File |
| Deed Document Number | 20106321 |
| Deed Book / Page | 1880 / 139 |
| Last Transfer Date | Mar 21, 2016 |
| Transfer Doc | 0000034969 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 486 SUMMER ST, PATERSON, NJ 07501-3020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 486 SUMMER ST, PATERSON, NJ 07501-3020 |
| Document Number | 0000062813 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | M16640/46 |
| Instrument | 2020062813 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 304 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 486 SUMMER ST, PATERSON, NJ 07501-3020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 486 SUMMER ST, PATERSON, NJ 07501-3020 |
| Document Number | 0000028290 |
|---|---|
| Date | May 26, 2022 |
| Book Page | M18012/113 |
| Instrument | 2022028290 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 287 Months |
| Due | Apr 1, 2046 |
The 2025 property tax bill for 486 Summer St was $12,932, up 4.7% from the year before.
Source: Passaic County and Paterson City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Paterson City |
| Unified School District | Paterson City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $608,500 (+151.03%) Land $107,500 Building $501,000 | $608,500 (+151.03%) Land $107,500 Building $501,000 | |
| 2025 | $12,932.00 (+4.71%) | $242,400 Land $21,900 Building $220,500 | $242,400 Land $21,900 Building $220,500 |
| 2024 | $12,350.00 | ||
| 2023 | $242,400 Land $21,900 Building $220,500 | $242,400 Land $21,900 Building $220,500 | |
| 2022 | $11,252.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 486 Summer St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2011–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 486 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 940 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: Andrena, AT&T, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures