Lake County property record for 461 Guerrant St, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,686 sqft · built 1930 |
| Lot Size | 0.626 acres (27,249 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Mar 2014) |
| Tax Bill | $2,818 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-26-0002-000-07900 |
| Primary APN | 13-18-26-0002-000-07900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,686 sqft Living Area |
| 1st Floor Area | 2,446 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Sawtooth |
| Roof Material | Asphalt |
| Lot Area | 27,249 sqft (0.626 acres) |
| Lot Dimensions | 166 ft deep x 165 ft wide |
| Garage Type | Detached |
| Garage Area | 513 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 240 sqft |
| Utility Building | 675 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3816193 |
|---|---|
| Street Address | 461 GUERRANT ST |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM NW COR OF SEC RUN S ALONG SAID W LINE 1075.89 FT N 89DEG 10MIN 30SEC W 50 FT S 08DEG 35MIN 30SEC E 18.71 FT TO SLY R/W LINE OF GUERRANT ST S 89DEG 39MIN 57SEC E ALONG SAID SLY R/W LINE 300.88 FT FOR POB CONT S 89DEG 39MIN 57SEC E ALONG SAID SLY |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Quarter | 2 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 0002 |
| Legal Lot Number | 79 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 30110 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 461 GUERRANT ST, UMATILLA, FL 32784-9300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Apr 29, 2019 | Deed of Trust, Mortgage · FHA Mortgage RP FUNDING INC |
| Aug 22, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2014 · Amount on Record |
| Deed Sale | Mar 17, 2014 · Amount on Record |
| Prior Sale | Jan 29, 2009 · Amount on Record |
| Deed Document Number | 201428894 |
| Deed Book / Page | 4452 / 821 |
| Last Transfer Date | Aug 21, 2018 |
| Transfer Doc | 0051581078 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 461 GUERRANT ST, UMATILLA, FL 32784-9300 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 461 GUERRANT ST, UMATILLA, FL 32784-9300 |
| Document Number | 0059270713 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 5927/713 |
| Instrument | 2022044425 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 461 GUERRANT ST, UMATILLA, FL 32784-9300 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052700787 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 5270/0787 |
| Instrument | 2019046588 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 22, 2018 |
| Property Address | 461 GUERRANT ST, UMATILLA, FL 32784-9300 |
| Document Number | 0051581078 |
| Book / Page | 005158 / 001078 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 98225 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 461 GUERRANT ST UMATILLA FL 327849300, UMATILLA, FL 32784-9300 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,890 (+2.9%) | $351,630 (-0.01%) Land $91,088 Building $260,542 | |
| 2025 | $178,710 (+5.98%) Land $91,088 Building $87,622 | $351,652 (+2.88%) Land $91,088 Building $260,564 | |
| 2024 | $2,818.00 (+4.41%) | ||
| 2023 | $2,699.00 (+4.45%) Homeowner's exemption | $168,630 (+3%) | $341,808 (+74.4%) Land $91,088 Building $250,720 |
| 2022 | $2,584.00 Homeowner's exemption | $163,720 | $195,987 Land $40,786 Building $155,201 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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