491 Cedar Rdg Rd, Monroe, GA 30656 Property Records

Walton County property record for 491 Cedar Rdg Rd, Monroe, GA 30656

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,215 sqft · built 2020
Lot Size	1.97 acres (85,813 sqft)
Owner	Individual on Record
Last Sale	$429,000 (Aug 2023)
Tax Bill	$2,375 (2025)
Deeds & Mortgages	Aug 2023 Sale Jan 2021 Sale + 7 more
Flood Zone	Zone X (minimal risk)
APN	`C0910-014`

Property Details

APN / Parcel Number

Primary APN	`C0910-014`
Alternative APN	`7984`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,215 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	85,813 sqft (1.97 acres)
Terrain	Rolling
Garage Area	400 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Account Number	7984
Street Address	491 CEDAR RIDGE RD
City	MONROE
State	GA
Zip	30656-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	TR#A 1.97AC
Legal Subdivision	TRACT 1-3
Legal Tract	A
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4030
Census Tract	110400

Owner

Source: Walton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	491 CEDAR RIDGE RD, MONROE, GA 30656-4616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Warranty Deed, Transfer
Jan 12, 2021	Warranty Deed, Transfer
Dec 30, 2020	Deed of Trust, Construction Loan · Construction Mortgage SYNOVUS BK
Dec 31, 2020	Correction Deed, Construction Loan · Construction Mortgage SYNOVUS BK
Dec 31, 2020	Grant Deed, Transfer · Conventional with PMI AVONDALE MORTGAGE
Sep 18, 2020	Grant Deed, Transfer DAVID BROWNING
Feb 13, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Oct 16, 2019	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY
Oct 16, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Prior Sale	Feb 5, 2020
Deed Document Number	0005350381
Deed Book / Page	5350 / 381
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Aug 10, 2023
Property Address	491 CEDAR RIDGE RD, MONROE, GA 30656-4616
Document Number	0053500381
Book / Page	5350 / 381
Instrument Date	Aug 10, 2023
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	491 CEDAR RIDGE RD, MONROE, GA 30656-4616

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Jan 12, 2021
Property Address	491 CEDAR RIDGE RD, MONROE, GA 30656-4616
Document Number	0047670402
Book / Page	4767 / 402
Instrument Date	Jan 12, 2021
Instrument	2021-000285
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 W PLEASANT VALLEY RD, GOOD HOPE, GA 30641-1204

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Recording Date	Dec 30, 2020
Property Address	491 CEDAR RIDGE RD, MONROE, GA 30656-4616
Document Number	0047510262
Book / Page	004751 / 000262
Instrument Date	Dec 17, 2020
Transaction Type	Construction Loan
Record Updated	Jan 22, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3050 FIVE FORKS ROAD ST D #543 LILBURN GA 30047, 543, LILBURN, GA 30047

Mortgage

Document Number	47510262
Date	Dec 30, 2020
Book Page	004751/000262

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 29, 2021

December 2020: Correction Deed, Construction Loan

Document Type	Correction Deed
Jurisdiction	WALTON GA
Recording Date	Dec 31, 2020
Property Address	491 CEDAR RIDGE RD, MONROE, GA 30656-4616
Document Number	0047520209
Book / Page	004752 / 000209
Instrument Date	Dec 17, 2020
Transaction Type	Construction Loan
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3050 FIVE FORKS ROAD ST D #543 LILBURN GA 30047, 543, LILBURN, GA 30047

Mortgage

Document Number	47520209
Date	Dec 31, 2020
Book Page	004752/000209

Lender

Name	SYNOVUS BK
Type	Bank
Address	1148 BROADWAY, COLUMBUS, GA 31901-2429

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 30, 2021

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Dec 31, 2020
Property Address	491 CEDAR RIDGE RD, MONROE, GA 30656-4616
Document Number	0047520443
Book / Page	004752 / 000443
Instrument Date	Nov 10, 2020
Instrument	19171
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 CEDAR RIDGE RD MONROE GA 30656, MONROE, GA 30656

Mortgage

Document Number	47520445
Date	Dec 31, 2020
Book Page	004752/000445

Lender

Name	AVONDALE MORTGAGE
Address	506 S BROAD ST, MONROE, GA 30655-2172

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Sep 18, 2020
Property Address	491 CEDAR RIDGE RD, MONROE, GA 30656-4616
Document Number	0046770323
Book / Page	004677 / 000323
Instrument Date	Sep 16, 2020
Instrument	13140
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	CEDAR RIDGE RD MONROE GA 30656, MONROE, GA 30656

Mortgage

Document Number	46770324
Date	Sep 18, 2020
Book Page	004677/000324

Lender

Name	DAVID BROWNING
Address	495 DOUBLE BRIDGES RD, WINTERVILLE, GA 30683-4917

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Sep 17, 2022

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Feb 13, 2020
Property Address	491 CEDAR RIDGE RD, MONROE, GA 30656-4616
Document Number	0045350410
Book / Page	004535 / 000410
Instrument Date	Feb 5, 2020
Instrument	1921
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	CEDAR RIDGE RD MONROE GA 30656, MONROE, GA 30656

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Oct 16, 2019
Property Address	491 CEDAR RIDGE RD, MONROE, GA 30656-4616
Document Number	0044670267
Book / Page	004467 / 000267
Instrument Date	Oct 10, 2019
Instrument	12609
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	CEDAR RIDGE RD MONROE GA 30656, MONROE, GA 30656

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Oct 16, 2019
Property Address	491 CEDAR RIDGE RD, MONROE, GA 30656-4616
Document Number	0044670266
Book / Page	004467 / 000266
Instrument Date	Oct 10, 2019
Instrument	12608
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	CEDAR RIDGE RD MONROE GA 30656, MONROE, GA 30656

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,375.00 (-30.98%) Senior Citizen's exemption Additional exemption filed	$170,000 (+34.15%) Land $34,800 Building $135,200	$425,000 (+34.15%) Land $87,000 Building $338,000
2023	$3,441.00 (-5.54%) Homeowner's exemption	$126,720 (+16.3%) Land $27,360 Building $99,360	$316,800 (+16.3%) Land $68,400 Building $248,400
2022	$3,643.00 Homeowner's exemption	$108,960 Land $23,920 Building $85,040	$272,400 Land $59,800 Building $212,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	50 / 3

May also be available: Verizon.

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