496 Cedar Rdg Rd, Monroe, GA 30656 Property Records

Walton County property record for 496 Cedar Rdg Rd, Monroe, GA 30656

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,090 sqft · built 1987
Lot Size	11 acres (479,160 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Jun 2026)
Tax Bill	$7,187 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`C0910-017`

Property Details

APN / Parcel Number

Primary APN	`C0910-017`
Alternative APN	`7988`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,090 sqft Heated Area
1st Floor Area	2,222 sqft
Basement Area	1,444 sqft
Unfinished Basement	1,444 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	479,160 sqft (11 acres)
Terrain	Rolling
Garage Area	506 sqft

Exterior Amenities

Pool Area	648 sqft
Deck Area	285 sqft
Patio Area	70 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7988
Street Address	496 CEDAR RIDGE RD
City	MONROE
State	GA
Zip	30656-4612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 R1
Legal Description	TR#1 11.00AC
Legal Subdivision	TRACT 1
Legal Tract	1
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1008
Census Tract	110400

Owner

Source: Walton County records · APN C0910-017

Assessment roll updated March 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	496 CEDAR RIDGE RD, MONROE, GA 30656-4612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE MORTGAGE
Jun 03, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE MORTGAGE
Feb 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage MILEND
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MILEND
Oct 21, 2019	Grant Deed, Transfer ATTORNEY ONLY
Oct 21, 2019	Quit Claim Deed, Transfer MILEND
Oct 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 03, 2026 · Amount on Record
Deed Sale	Jun 03, 2026 · Amount on Record
Prior Sale	Oct 18, 2019 · Amount on Record
Deed Document Number	20265943
Deed Book / Page	5634 / 1763
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Recording Date	Jul 10, 2026
Property Address	496 CEDAR RIDGE RD, MONROE, GA 30656-4612
Document Number	0000000740
Book / Page	5639 / 587
Instrument Date	May 28, 2026
Instrument	2026740
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	750 BEARDEN RD, MONROE, GA 30655-8102

Mortgage

Document Number	0000000740,
Date	Jul 10, 2026
Book Page	5639/587
Instrument	2026740

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Jun 03, 2026
Property Address	496 CEDAR RIDGE RD, MONROE, GA 30656-4612
Document Number	0000005943
Book / Page	5634 / 1763
Instrument Date	May 28, 2026
Instrument	20265943
Transaction Type	Transfer
Record Updated	Jul 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 CEDAR RIDGE RD, MONROE, GA 30656-4612

Mortgage

Document Number	0000000059,
Date	Jun 03, 2026
Book Page	5634/1766
Instrument	202659

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	496 CEDAR RIDGE RD, MONROE, GA 30656-4612
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 CEDAR RIDGE RD, MONROE, GA 30656-4612

Mortgage

Document Number	0054350000000224
Date	Feb 21, 2024
Book Page	0000005435/0000000224

Lender

Name	MILEND

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	496 CEDAR RIDGE RD, MONROE, GA 30656-4612
Document Number	0046930096
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	496 CEDAR RIDGE RD MONROE GA 306564612, MONROE, GA 30656-4612

Mortgage

Document Number	0046930096
Date	Oct 09, 2020
Book Page	004693/000096
Instrument	14475

Lender

Name	MILEND
Address	ALPHARETTA, GA 30009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 08, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Oct 21, 2019
Property Address	496 CEDAR RIDGE RD, MONROE, GA 30656-4612
Document Number	0044690100
Book / Page	004469 / 000100
Instrument Date	Oct 18, 2019
Instrument	12742
Transaction Type	Transfer
Record Updated	Nov 05, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$390.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	496 CEDAR RIDGE RD MONROE GA 306564612, MONROE, GA 30656-4612

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON GA
Recording Date	Oct 21, 2019
Property Address	496 CEDAR RIDGE RD, MONROE, GA 30656-4612
Document Number	0044690109
Book / Page	004469 / 000109
Instrument Date	Oct 18, 2019
Instrument	12744
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	496 CEDAR RIDGE RD MONROE GA 306564612, MONROE, GA 30656-4612

Mortgage

Document Number	44690110
Date	Oct 21, 2019
Book Page	004469/000110
Instrument	12745

Lender

Name	MILEND
Address	ALPHARETTA, GA 30009

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON GA
Recording Date	Oct 21, 2019
Property Address	496 CEDAR RIDGE RD, MONROE, GA 30656-4612
Document Number	0044690108
Book / Page	004469 / 000108
Instrument Date	Oct 18, 2019
Instrument	12743
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 CEDAR RIDGE RD MONROE GA 306564612, MONROE, GA 30656-4612

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated March 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,187.00 (+3.84%) Homeowner's exemption	$260,720 (+6.52%) Land $82,560 Building $178,160	$651,800 (+6.52%) Land $206,400 Building $445,400
2023	$6,921.00 (-6.45%) Homeowner's exemption	$244,760 (+10.63%) Land $78,320 Building $166,440	$611,900 (+10.63%) Land $195,800 Building $416,100
2022	$7,398.00 Homeowner's exemption	$221,240 Land $73,280 Building $147,960	$553,100 Land $183,200 Building $369,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 14, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Uniti Group DSL · Fiber in parts of the area	50 / 3

May also be available: Verizon.

Based on FCC filings for 62 locations within half a mile of this property.

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