490 Cedar Rdg Rd, Monroe, GA 30656 Property Records

Walton County property record for 490 Cedar Rdg Rd, Monroe, GA 30656

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,670 sqft · built 2006
Lot Size	9.1 acres (396,832 sqft)
Owner	2 Individual Names on File
Last Sale	$582,500 (Aug 2019)
Tax Bill	$10,922 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C0910-017-A`

Property Details

APN / Parcel Number

Primary APN	`C0910-017-A`
Alternative APN	`7989`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	4,670 sqft Heated Area
1st Floor Area	3,248 sqft
Basement Area	933 sqft
Finished Basement	933 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	396,832 sqft (9.1 acres)
Terrain	Rolling
Garage Area	897 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	253 sqft
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7989
Street Address	490 CEDAR RIDGE RD
City	MONROE
State	GA
Zip	30656-4612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	9.11AC
Legal Subdivision	GEORGE WILLIAM DOSTER III
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1008
Census Tract	110400

Owner

Source: Walton County records · APN C0910-017-A

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	490 CEDAR RIDGE RD, MONROE, GA 30656-4612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE
Sep 03, 2019	Grant Deed, Transfer · VA Mortgage MOVEMENT MTG
Mar 29, 2019	Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2019 · Amount on Record
Deed Sale	Aug 27, 2019 · Amount on Record
Prior Sale	Jun 17, 2016 · Amount on Record
Deed Document Number	0004441155
Deed Book / Page	4441 / 155
Last Transfer Date	Sep 03, 2019
Transfer Doc	0044410155
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	490 CEDAR RIDGE RD, MONROE, GA 30656-4612
Transaction Type	Mortgage
Record Updated	Aug 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 CEDAR RIDGE RD, MONROE, GA 30656-4612

Mortgage

Document Number	0050670000000343
Date	Jan 26, 2022
Book Page	0000005067/0000000343
Instrument	2022001526

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 01, 2047

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Sep 03, 2019
Property Address	490 CEDAR RIDGE RD, MONROE, GA 30656-4612
Document Number	0044410155
Book / Page	004441 / 000155
Instrument Date	Jun 06, 2019
Instrument	10492
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$582.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 CEDAR RIDGE RD MONROE GA 306564612, MONROE, GA 30656-4612

Mortgage

Document Number	44410156
Date	Sep 03, 2019
Book Page	004441/000156
Instrument	10493

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 02, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	490 CEDAR RIDGE RD, MONROE, GA 30656-4612
Document Number	0043660281
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	May 06, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 CEDAR RIDGE RD MONROE GA 306564612, MONROE, GA 30656-4612

Mortgage

Document Number	0043660281
Date	Apr 12, 2019
Book Page	004366/000281

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	MONROE, GA 30655

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 11, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,922.00 (+8.73%)	$356,840 (+7.74%) Land $70,880 Building $285,960	$892,100 (+7.74%) Land $177,200 Building $714,900
2023	$10,045.00 (+0.62%)	$331,200 (+10.93%) Land $67,320 Building $263,880	$828,000 (+10.93%) Land $168,300 Building $659,700
2022	$9,983.00	$298,560 Land $62,960 Building $235,600	$746,400 Land $157,400 Building $589,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 14, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Uniti Group DSL · Fiber in parts of the area	50 / 3

May also be available: Verizon.

Based on FCC filings for 62 locations within half a mile of this property.

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