478 Cedar Rdg Rd, Monroe, GA 30656 Property Records

Walton County property record for 478 Cedar Rdg Rd, Monroe, GA 30656

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,696 sqft · built 1994
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,737 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N091A-017`

Property Details

APN / Parcel Number

Primary APN	`N091A-017`
Alternative APN	`29942`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,696 sqft Heated Area
1st Floor Area	1,696 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Garage Area	400 sqft
Porch	Open Porch
Porch Area	43 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29942
Street Address	478 CEDAR RIDGE RD
City	MONROE
State	GA
Zip	30656-4612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#17 THOMPSON WOODS-I 1.05AC
Legal Subdivision	THOMPSON WOODS-I
Legal Phase	1
Legal Lot Number	17
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1008
Census Tract	110400

Owner

Source: Walton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	478 CEDAR RIDGE RD, MONROE, GA 30656-4612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2001
Deed Sale	Nov 13, 2001
Deed Document Number	0001348188
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	478 CEDAR RIDGE RD, MONROE, GA 30656-4612
Document Number	0043100258
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	BCHH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	478 CEDAR RIDGE RD MONROE GA 306564612, MONROE, GA 30656-4612

Mortgage

Document Number	0043100258
Date	Nov 26, 2018
Book Page	004310/000258
Instrument	13397

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,737.00 (+1.79%) Homeowner's exemption	$128,760 (+10.05%) Land $24,000 Building $104,760	$321,900 (+10.05%) Land $60,000 Building $261,900
2023	$2,689.00 (-9.46%) Homeowner's exemption	$117,000 (+31.7%) Land $18,800 Building $98,200	$292,500 (+31.7%) Land $47,000 Building $245,500
2022	$2,970.00 Homeowner's exemption	$88,840 Land $14,800 Building $74,040	$222,100 Land $37,000 Building $185,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: AT&T, T-Mobile, Verizon.

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