Frederick County property record for 4906 Arctic Tern Ct, Frederick, MD 21703 · Last verified September 2023
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,240 sqft · built 1989 |
| Lot Size | 0.036 acres (1,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $236,000 (Jul 2015) |
| Tax Bill | $3,045 (2023) |
| Deeds & Mortgages | Oct 2025 Line of Credit Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-019651 |
| Primary APN | 01-019651 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Total Area |
| 1st Floor Area | 632 sqft |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,600 sqft (0.036 acres) |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 019651 |
|---|---|
| Old Parcel Number | 1019651 |
| Street Address | 4906 ARCTIC TERN CT |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7168 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 522 SEC 6 PLAT 1 1600 SQ FT ROBIN MEADOWS CLUSTER |
| Legal Subdivision | ROBIN MEADOWS CLUSTER |
| Legal Lot Number | 522 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 1, BUCKEYSTOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 752301 |
Source: Frederick County records · APN 01-019651
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4906 ARCTIC TERN CT, FREDERICK, MD 21703-7168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Line of Credit ACNB BANK |
| Apr 13, 2021 | Deed of Trust, Mortgage · Line of Credit FCB BANKS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2015 · Amount on Record |
| Deed Sale | Jul 22, 2015 · Amount on Record |
| Prior Sale | Dec 27, 1996 |
| Deed Document Number | 0010658200 |
| Deed Book / Page | 10658 / 200 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4906 ARCTIC TERN CT, FREDERICK, MD 21703-7168 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 4906 ARTIC TERN CT, FREDERICK, MD 21703-7168 |
| Document Number | 0175580318 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 17558/318 |
| Name | ACNB BANK |
|---|---|
| Type | Bank |
| Address | GETTYSBURG, PA 17325 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4906 ARCTIC TERN CT, FREDERICK, MD 21703-7168 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 4906 ARCTIC TERN CT, FREDERICK, MD 21703-7168 |
| Document Number | 0147680151 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 14768/151 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Address | GETTYSBURG, PA 17325 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,045.00 Homeowner's exemption | $267,533 | $281,500 Land $80,000 Building $201,500 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 11% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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