4904 Arctic Tern Ct, Frederick, MD 21703 Property Records

Frederick County property record for 4904 Arctic Tern Ct, Frederick, MD 21703 · Last verified September 2023

Property Summary

Property Type	Townhouse
Details	3 ba · 1,212 sqft · built 1989
Lot Size	0.036 acres (1,600 sqft)
Owner	Individual Name on File
Last Sale	$243,000 (Apr 2020)
Tax Bill	$2,771 (2023)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-019678`

Property Details

APN / Parcel Number

Primary APN	`01-019678`
Alternative APNs	`1019678` `019678`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,212 sqft Total Area
1st Floor Area	600 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1989
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.036 acres)
Porch	Open Porch
Porch Area	20 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	019678
Old Parcel Number	1019678
Street Address	4904 ARCTIC TERN CT
City	FREDERICK
State	MD
Zip	21703-7168
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 523 SEC 6 PLAT 1 1600 SQ FT ROBIN MEADOWS CLUSTER
Legal Subdivision	ROBIN MEADOWS CLUSTER
Legal Lot Number	523
Jurisdiction	FREDERICK MD
Township / Civil Division	1, BUCKEYSTOWN
Census Block Group	1
Census Block	1000
Census Tract	752301

Owner

Source: Frederick County records · APN 01-019678

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4904 ARCTIC TERN CT, FREDERICK, MD 21703-7168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2020 · Amount on Record
Deed Sale	Apr 27, 2020 · Amount on Record
Prior Sale	Jan 10, 1997 · Amount on Record
Deed Document Number	0013683406
Deed Book / Page	13683 / 406
Record Updated	Jun 07, 2026

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 27, 2020
Property Address	4904 ARCTIC TERN CT, FREDERICK, MD 21703-7168
Document Number	0136830406
Book / Page	13683 / 406
Map Reference	MB 36 FO 103
Instrument Date	Mar 12, 2020
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$607.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4904 ARCLIC TEM COURT, FREDERICK, MD 21703

Mortgage

Document Number	136830415
Date	Apr 27, 2020
Instrument	13683/0415

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,771.00	$228,967	$241,900 Land $80,000 Building $161,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217523011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 99 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.