4900 Arctic Tern Ct, Frederick, MD 21703 Property Records

Frederick County property record for 4900 Arctic Tern Ct, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,514 sqft · built 1989
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Jun 2026)
Tax Bill	$3,670 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-019694`

Property Details

APN / Parcel Number

Primary APN	`01-019694`
Alternative APNs	`1019694` `019694`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,514 sqft Living Area
1st Floor Area	614 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Porch	Open Porch
Porch Area	24 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	019694
Street Address	4900 ARCTIC TERN CT
City	FREDERICK
State	MD
Zip	21703-7168
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R5
Legal Description	LOT 525 SEC 6 PLAT 1 2000 SQ FT ROBIN MEADOWS CLUSTER
Legal Subdivision	ROBIN MDWS SEC 6 1
Legal Lot Number	525
Jurisdiction	FREDERICK MD
Township / Civil Division	1, BUCKEYSTOWN
Census Block Group	1
Census Block	1000
Census Tract	752301

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4900 ARCTIC TERN CT, FREDERICK, MD 21703-7168
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jan 8, 2020	Deed, Transfer · Conventional Mortgage SANDY SPRING BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Jan 8, 2020 · Amount on Record
Deed Book / Page	17902 / 241
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 9, 2026
Property Address	4900 ARCTIC TERN CT, FREDERICK, MD 21703-7168
Document Number	1790000241
Book / Page	17902 / 241
Instrument Date	May 29, 2026
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$393,900.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4900 ARCTIC TERN CT, FREDERICK, MD 21703-7168

Mortgage

Document Number	1790000247,
Date	Jun 9, 2026
Book Page	17902/247

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 8, 2020
Property Address	4900 ARCTIC TERN CT, FREDERICK, MD 21703-7168
Document Number	0134480431
Book / Page	13448 / 0431
Map Reference	MB 36 FO 103
Instrument Date	Sep 20, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PRUITT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3527 URBANA PIKE, 3527, FREDERICK, MD 21704-7741

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4900 ARCTIC TERN CT, FREDERICK, MD 21703-7168

Mortgage

Document Number	134480441
Date	Jan 8, 2020
Instrument	13448/0441

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,100 (+9.52%)	$349,000 (-) Land $100,000 Building $249,000
2025	$3,670.00 (+11.21%)	$293,200 (+21.51%)	$349,000 (+31.55%) Land $100,000 Building $249,000
2024	$3,300.00 (+13.17%)
2023	$2,916.00	$241,300	$265,300 Land $80,000 Building $185,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Arctic Tern Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures