4902 Arctic Tern Ct, Frederick, MD 21703 Property Records

Frederick County property record for 4902 Arctic Tern Ct, Frederick, MD 21703 · Last verified April 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms3 Baths
Architecture StyleTownhouse
Year BuiltBuilt 1989
Square Footage1,540 sqft Living Area
Lot Size1,600 sqft (0.037 acres)
OccupancyOwner Occupied
Last Sale$216,000 (2008)
Tax Bill$2,929.00 (2024)

Owner

Source: Frederick County records · APN 01-019686

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4902 ARCTIC TERN CT, FREDERICK, MD 21703-7168
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
CAPTIAL CENTER LLC
Aug 19, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 26, 2008 · Amount on Record
Deed SaleAug 26, 2008 · Amount on Record
Prior SaleNov 05, 2007 · Amount on Record
Deed Doc Number200883765
Deed Book / Page7067 / 551
Last Transfer DateMay 01, 2020
Transfer Doc0139920406
Record RefreshedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4902 ARCTIC TERN CT, FREDERICK, MD 21703-7168
Transaction TypeMortgage
Record UpdatedSep 21, 2023
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4902 ARCTIC TERN CT, FREDERICK, MD 21703-7168

Mortgage

Document Number0153970149
DateOct 19, 2021
Book Page15397/149
Lender
NameCAPTIAL CENTER LLC
TypeMortgage Company
AddressGLEN ALLEN, VA 23060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateAug 19, 2020
Property Address4902 ARCTIC TERN CT, FREDERICK, MD 21703-7168
Document Number0139920406
Book / Page13992 / 406
Map ReferenceMB 36 PL 103
Instrument DateMay 01, 2020
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address4902 ARCTIC TERN CT, FREDERICK, MD 21703-7168

Mortgage

Document Number13992413
DateAug 19, 2020
Instrument13992/413
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$266,200 (+16.57%)$315,600 (+30.68%) Land $100,000 Building $215,600
2024$2,929.00 (+8.28%)
2023$2,705.00 Homeowner's exemption$228,367$241,500 Land $80,000 Building $161,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN01-019686
Alternative APNs
  • 1019686
  • 019686

Interior

Full Baths3 Baths
Partial Baths2 Partial Baths
Building Area1,540 sqft Living Area
1st Floor632 sqft 1st Floor
Basement Area300 sqft Basement
Finished Basement300 sqft Finished
Stories2 Stories

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleTownhouse Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area1,600 sqft (0.037 acres)
Deck Area120 sqft Deck
PorchOpen Porch
Porch Area20 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
SewageMunicipal Sewage

Location & Zoning

Account Number019686
Street Address4902 ARCTIC TERN CT
CityFREDERICK
StateMD
Zip21703-7168
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 524 SEC 6 PLAT 1 1600 SQ FT ROBIN MEADOWS CLUSTER
Legal SubdivisionROBIN MEADOWS CLUSTER
Legal Lot Number524
JurisdictionFREDERICK MD
Minor Civil Division1, BUCKEYSTOWN
Census Blockgroup1
Census Block1000
Census Tract752301

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