4905 Ruth Rd, Madison, VA 22727 Property Records

Madison County property record for 4905 Ruth Rd, Madison, VA 22727

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,528 sqft · built 1846
Lot Size11 acres (479,334 sqft)
OwnerIndividual Name on File
Last Sale$445,500 (Oct 2021)
Tax Bill$1,494 (2026)
Deeds & MortgagesOct 2021 Sale
Oct 2021 Sale
Flood ZoneZone X (minimal risk)
APN38-31C

Property Details

APN / Parcel Number

Primary APN38-31C
Alternative APN
  • 10054

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,528 sqft Living Area
1st Floor Area1,372 sqft
Basement Area828 sqft
Unfinished Basement828 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1846
Effective Year BuiltEffective 1846
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialMetal
Lot Area479,334 sqft (11 acres)
TerrainRolling
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number10054
Street Address4905 RUTH RD
CityMADISON
StateVA
Zip22727-5021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC1
Legal DescriptionIN 210002130 11.004 AC 38-31C RT 658
JurisdictionMADISON VA
Township / Civil DivisionRAPIDAN
Census Block Group1
Census Block1041
Census Tract930201

Owner

4905 Ruth Rd is owned and occupied by an individual who bought it in October 2021.

Source: Madison County records, as of August 28, 2026

Owner of RecordIndividual Name on File
Mailing Address4905 RUTH RD, MADISON, VA 22727-5021
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Bargain and Sale Deed, Transfer
Oct 14, 2021Exchange Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2021 · Amount on File
Deed SaleOct 14, 2021 · Amount on File
Deed Document Number20212130
Prior Transfer DateOct 13, 2021
Prior Transfer Doc0000002129
Record UpdatedOct 29, 2026

October 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMADISON VA
Recording DateOct 14, 2021
Property Address4905 RUTH RD, MADISON, VA 22727-5021
Document Number0210002129
Map ReferenceMB 41 PG 71
Instrument DateOct 13, 2021
Instrument210002129
Transaction TypeTransfer
Record UpdatedDec 14, 2023

Transaction

AmountAmount on Record
Tax$103.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4905 RUTH RD, MADISON, VA 22727-5021

October 2021: Exchange Deed, Transfer

Document TypeExchange Deed
JurisdictionMADISON VA
Recording DateOct 14, 2021
Property Address4905 RUTH RD, MADISON, VA 22727-5021
Document Number0210002130
Map ReferenceMB 41 PG 71
Instrument DateOct 13, 2021
Instrument210002130
Transaction TypeTransfer
Record UpdatedDec 14, 2023

Transaction

AmountAmount on Record
Tax$445.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address872 LOCUST AVE, CHARLOTTESVILLE, VA 22902-4002

Transferred To (Grantee/Buyer)

NameVerified Name
Address4905 RUTH RD, MADISON, VA 22727-5021

Tax Assessment & Valuation

The 2026 property tax bill for 4905 Ruth Rd was $1,494.

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyMadison County
Unified School DistrictMadison County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,494.00$363,000 Land $162,000 Building $201,000$363,000 Land $162,000 Building $201,000
2023$1,401.00$263,100 Land $132,000 Building $131,100$263,100 Land $132,000 Building $131,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4905 Ruth Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4905 Ruth Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Firefly Fiber Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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