4850 Ruth Rd, Madison, VA 22727 Property Records

Madison County property record for 4850 Ruth Rd, Madison, VA 22727

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,983 sqft · built 1983
Lot Size	23 acres (1,005,670 sqft)
Owner	Individual Name on File
Tax Bill	$3,096 (2026)
Flood Zone	Zone X (minimal risk)
APN	`38-31A`

Property Details

APN / Parcel Number

Primary APN	`38-31A`
Alternative APN	`4311`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,983 sqft Living Area
1st Floor Area	1,983 sqft
Basement Area	1,983 sqft
Finished Basement	1,983 sqft
Storm Shelter	Storm Shelter
Flooring	Wood
Interior Walls	Wallboard/Drywall
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,005,670 sqft (23 acres)
Terrain	Rolling
Garage Area	1,448 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	119 sqft
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4311
Street Address	4850 RUTH RD
City	MADISON
State	VA
Zip	22727-5020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	IN 240000087 23.087 AC 38-31A RT 651
Jurisdiction	MADISON VA
Township / Civil Division	RAPIDAN
Census Block Group	2
Census Block	2036
Census Tract	930202

Owner

4850 Ruth Rd is owned and occupied by an individual.

Source: Madison County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4850 RUTH RD, MADISON, VA 22727-5020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 4850 Ruth Rd was $3,096.

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,096.00	$741,100 Land $258,700 Building $482,400	$741,100 Land $258,700 Building $482,400
2023	$2,914.00	$511,000 Land $200,700 Building $310,300	$511,000 Land $200,700 Building $310,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4850 Ruth Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4850 Ruth Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20