Madison County property record for 4551 Ruth Rd, Madison, VA 22727
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,661 sqft · built 2002 |
| Lot Size | 11.5 acres (500,940 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,200,000 (Sep 2023) |
| Tax Bill | $6,225 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-17A |
| Primary APN | 38-17A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,661 sqft Living Area |
| 1st Floor Area | 1,675 sqft |
| Basement Area | 790 sqft |
| Unfinished Basement | 790 sqft |
| Flooring | Wood |
| Interior Walls | Log |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 500,940 sqft (11.5 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1653 |
|---|---|
| Street Address | 4551 RUTH RD |
| City | MADISON |
| State | VA |
| Zip | 22727-5061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C1 |
| Legal Description | IN 230001091 11.500 AC 38-17A RT 652 |
| Jurisdiction | MADISON VA |
| Township / Civil Division | RAPIDAN |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 930201 |
Source: Madison County records, as of August 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2101 CONNECTICUT AVE NW, 55, WASHINGTON, DC 20008-1757 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BANK |
| Sep 1, 2023 | Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2023 · Amount on Record |
| Deed Sale | Sep 1, 2023 · Amount on Record |
| Deed Document Number | 20231091 |
| Prior Transfer Date | Feb 15, 2012 |
| Prior Transfer Doc | 0000000264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON VA |
| Property Address | 4551 RUTH RD, MADISON, VA 22727-5061 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230000602 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 230000602 |
| Name | ATLANTIC UNION BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON VA |
| Recording Date | Sep 1, 2023 |
| Property Address | 4551 RUTH RD, MADISON, VA 22727-5061 |
| Document Number | 0230001091 |
| Map Reference | DOC 120000264 |
| Instrument Date | Aug 28, 2023 |
| Instrument | 230001091 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2101 CONNECTICUT AVE NW APT 55, 55, WASHINGTON, DC 20008-1757 |
Source: Madison County assessment roll, as of August 28, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Madison County |
| Unified School District | Madison County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,225.00 (+83.03%) | $1,174,600 (+155.51%) Land $274,500 Building $900,100 | $1,174,600 (+155.51%) Land $274,500 Building $900,100 |
| 2023 | $3,401.00 | $459,700 (-) Land $150,500 Building $309,200 | $459,700 (-) Land $150,500 Building $309,200 |
| 2022 | $3,401.00 | $459,700 Land $150,500 Building $309,200 | $459,700 Land $150,500 Building $309,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
May also be available: Verizon, Virginia Broadband.
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