Madison County property record for 5518 Ruth Rd, Madison, VA 22727
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,522 sqft · built 1985 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $177,500 (Dec 2020) |
| Tax Bill | $1,932 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-20J |
| Primary APN | 38-20J |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,522 sqft Living Area |
| 1st Floor Area | 1,452 sqft |
| Basement Area | 398 sqft |
| Finished Basement | 398 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Porch | Patio |
| Porch Area | 185 sqft |
| Deck Area | 105 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 5921 |
|---|---|
| Street Address | 5518 RUTH RD |
| City | MADISON |
| State | VA |
| Zip | 22727-5023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C1 |
| Legal Description | IN 200002233 5.000 AC 38-20J RT 652 |
| Jurisdiction | MADISON VA |
| Township / Civil Division | RAPIDAN |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 930202 |
5518 Ruth Rd is owned by two individuals who bought it in December 2020.
Source: Madison County records, as of August 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5012 WEAVER TER NW, WASHINGTON, DC 20016-2663 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · Balloon Mortgage OAS STAFF FCU |
| Dec 31, 2020 | Bargain and Sale Deed, Transfer WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2020 · Amount on File |
| Deed Sale | Dec 31, 2020 · Amount on File |
| Deed Document Number | 20202233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON VA |
| Property Address | 5518 RUTH RD, MADISON, VA 22727-5023 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220000009 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 220000009 |
| Name | OAS STAFF FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 96 Months |
| Due | Jan 1, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MADISON VA |
| Recording Date | Dec 31, 2020 |
| Property Address | 5518 RUTH RD, MADISON, VA 22727-5023 |
| Document Number | 0200002233 |
| Map Reference | DD 161 PG 507 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 200002233 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $177.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5012 WEAVER TER NW, WASHINGTON, DC 20016-2663 |
The 2026 property tax bill for 5518 Ruth Rd was $1,932.
Source: Madison County assessment roll, as of August 28, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Madison County |
| Unified School District | Madison County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,932.00 | $364,700 Land $107,000 Building $257,700 | $364,700 Land $107,000 Building $257,700 |
| 2023 | $1,497.00 | $202,300 Land $80,000 Building $122,300 | $202,300 Land $80,000 Building $122,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5518 Ruth Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5518 Ruth Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
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