4905 Olivia Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4905 Olivia Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2021
Square Footage	3,166 sqft Heated Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$560,000 (2025)
Tax Bill	$1,695.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`202631342900012440`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,166 sqft Heated Area
Gross Area	4,056 sqft Gross Area
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Finished Garage
Porch	Open Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4905 OLIVIA CT
City	SAINT CLOUD
State	FL
Zip	34772-8772
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HANOVER LAKES PH 3 PB 29 PGS 5-8 LOT 244
Legal Range	31E
Legal Township	26S
Legal Section	20
Legal Subdivision	HANOVER LAKES
Legal Phase	3
Legal Tract	3429
Legal Lot Number	244
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1041
Census Tract	43301

Owner

Source: Osceola County records · APN 202631342900012440

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4905 OLIVIA CT, SAINT CLOUD, FL 34772-8772
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2025 · Amount on Record
Deed Sale	Jul 24, 2025 · Amount on Record
Prior Sale	Aug 30, 2021 · Amount on Record
Deed Doc Number	2025092950
Deed Book / Page	6824 / 2649
Record Refreshed	Jun 08, 2026

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 30, 2021
Property Address	4905 OLIVIA CT, SAINT CLOUD, FL 34772-8772
Document Number	0060321844
Book / Page	6032 / 1844
Map Reference	MB 29 PG 5-8
Instrument Date	Aug 26, 2021
Instrument	2021134344
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TTL CO OF CTRL FL LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,909.20
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 OLIVIA CT, SAINT CLOUD, FL 34772-8772

Mortgage

Document Number	0060321846
Date	Aug 30, 2021
Instrument	6032/1846

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,695.00 (-78.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$427,605 (+5.99%)	$499,400 (+1.2%) Land $100,000 Building $399,400
2023	$7,993.00 (+2.67%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$403,451 (+3%)	$493,500 (+25.99%) Land $95,000 Building $398,500
2022	$7,785.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$391,700 Land $80,000 Building $311,700	$391,700 Land $80,000 Building $311,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 35% of Florida
Wildfire Likelihood	About 1 in 508 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.