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4921 Olivia Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4921 Olivia Ct, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,870 sqft · built 2021
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$370,948 (Jun 2021)
Tax Bill$8,405 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN202631342900012400

Property Details

APN / Parcel Number

Primary APN202631342900012400

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,870 sqft Heated Area
Gross Area2,632 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
Parking Spaces2 Parking Spaces
PorchOpen Porch
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4921 OLIVIA CT
CitySAINT CLOUD
StateFL
Zip34772-8772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 3 PB 29 PGS 5-8 LOT 240
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES
Legal Phase3
Legal Tract3429
Legal Lot Number240
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4921 OLIVIA CT, SAINT CLOUD, FL 34772-8772
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2021 · Amount on Record
Deed SaleJun 24, 2021 · Amount on Record
Deed Document Number2021099253
Deed Book / Page5988 / 2066
Record UpdatedJun 8, 2026

June 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 24, 2021
Property Address4921 OLIVIA CT, SAINT CLOUD, FL 34772-8772
Document Number0059882066
Book / Page5988 / 2066
Map ReferenceMB 29 PG 5-8
Instrument DateJun 23, 2021
Instrument2021099253
Transaction TypeTransfer
Record UpdatedOct 11, 2022
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TTL CO OF CTRL FL LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,597.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 COMMONWEALTH AVE, 605, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4921 OLIVIA CT, SAINT CLOUD, FL 34772-8772

Mortgage

Document Number0059882068
DateJun 24, 2021
Instrument5988/2068
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,405.00 (+7.32%)$374,900 (+1.49%) Land $100,000 Building $274,900$374,900 (+1.49%) Land $100,000 Building $274,900
2023$7,832.00 (+10.2%)$369,400 (+20.44%) Land $95,000 Building $274,400$369,400 (+20.44%) Land $95,000 Building $274,400
2022$7,107.00$306,700 Land $80,000 Building $226,700$306,700 Land $80,000 Building $226,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, CenturyLink.

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