Osceola County property record for 4924 Olivia Ct, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,854 sqft · built 2020 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $648,000 (Oct 2025) |
| Tax Bill | $12,115 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 202631342900012220 |
| Primary APN | 202631342900012220 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,854 sqft Heated Area |
| Gross Area | 5,266 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 4924 OLIVIA CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HANOVER LAKES PH 3 PB 29 PGS 5-8 LOT 222 |
| Legal Subdivision | HANOVER LAKES |
| Legal Phase | 3 |
| Legal Lot Number | 222 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 43301 |
Source: Osceola County records · APN 202631342900012220
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4924 OLIVIA CT, SAINT CLOUD, FL 34772-8772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2025 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Sep 03, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on Record |
| Deed Sale | Oct 28, 2025 · Amount on Record |
| Prior Sale | Sep 03, 2020 · Amount on Record |
| Deed Document Number | 2025133835 |
| Deed Book / Page | 6872 / 712 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 28, 2025 |
| Property Address | 4924 OLIVIA CT, SAINT CLOUD, FL 34772-8772 |
| Document Number | 0068720712 |
| Book / Page | 6872 / 712 |
| Map Reference | MB 29 PG 5 |
| Instrument Date | Oct 27, 2025 |
| Instrument | 2025133835 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,536.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13535 MEGANWOOD PL, LA MIRADA, CA 90638-6525 |
| Name | Verified Name |
|---|---|
| Address | 4924 OLIVIA CT, SAINT CLOUD, FL 34772-8772 |
| Document Number | 0006872714 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 6872/714 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 03, 2020 |
| Property Address | 4924 OLIVIA CT, SAINT CLOUD, FL 34772-8772 |
| Document Number | 0057872105 |
| Book / Page | 5787 / 2105 |
| Map Reference | MB 29 PG 5-8 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 2020117864 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | TRINITY TTL CO OF CTRL FL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,210.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 COMMONWEALTH AVE, 605, ORLANDO, FL 32803-5223 |
| Name | Verified Name |
|---|---|
| Address | 4924 OLIVIA CT, SAINT CLOUD, FL 34772-8772 |
| Investor | Possibly a Property Investor |
| Document Number | 0057872107 |
|---|---|
| Date | Sep 03, 2020 |
| Instrument | 5787/2107 |
| Name | LENDSURE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,115.00 (+5.81%) | $580,700 (-0.53%) Land $100,000 Building $480,700 | $580,700 (-0.53%) Land $100,000 Building $480,700 |
| 2024 | $11,450.00 (+6.38%) | $583,800 (+1.53%) Land $95,000 Building $488,800 | $583,800 (+1.53%) Land $95,000 Building $488,800 |
| 2023 | $10,763.00 (+12.68%) | $575,000 (+27.18%) Land $95,000 Building $480,000 | $575,000 (+27.18%) Land $95,000 Building $480,000 |
| 2022 | $9,552.00 | $452,100 Land $80,000 Building $372,100 | $452,100 Land $80,000 Building $372,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 61% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 515 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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