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4901 Olivia Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4901 Olivia Ct, Saint Cloud, FL 34772 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,819 sqft Living Area
Lot Size5,662 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$437,000 (2022)
Tax Bill$8,296.00 (2025)

Property Details

APN / Parcel Number

Primary APN20-26-31-3429-0001-2450
Alternative APN
  • 263120342900012450

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,819 sqft Living Area
Gross Area2,365 sqft Gross Area
1st Floor1,819 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached Garage
Garage Area420 sqft Garage

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4901 OLIVIA CT
CitySAINT CLOUD
StateFL
Zip34772-8772
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 3 PB 29 PGS 5-8 LOT 245
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES
Legal Phase3
Legal Lot Number245
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 20-26-31-3429-0001-2450

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4901 OLIVIA CT, SAINT CLOUD, FL 34772-8772
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE
Mar 03, 2022Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMETOWN LENDERS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 03, 2022 · Amount on Record
Deed SaleMar 03, 2022 · Amount on Record
Deed Doc Number202234762
Deed Book / Page6163 / 1684
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJun 03, 2026
Property Address4901 OLIVIA CT, SAINT CLOUD, FL 34772-8772
Document Number0000072241
Book / Page6981 / 633
Instrument DateApr 20, 2026
Instrument202672241
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyROCKET MORTGAGE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4901 OLIVIA CT, SAINT CLOUD, FL 34772-8772

Mortgage

Document Number0000072241,
DateJun 03, 2026
Book Page6981/633
Instrument202672241
Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term309 Months
DueMar 01, 2052
Interest
Rate6.22%
Max Rate-1%

March 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 03, 2022
Property Address4901 OLIVIA CT, SAINT CLOUD, FL 34772-8772
Document Number0061631684
Book / Page6163 / 1684
Map ReferenceMB 29 PG 5-8
Instrument DateMar 01, 2022
Instrument2022034762
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyTRINITY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,059.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

NameVerified Name
Address4901 OLIVIA CT, SAINT CLOUD, FL 34772-8772

Mortgage

Document Number0061631686
DateMar 03, 2022
Instrument6163/1686
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,296.00 (+12.76%)$368,800 (+1.49%) Land $100,000 Building $268,800$368,800 (+1.49%) Land $100,000 Building $268,800
2023$7,357.00 (+143.85%) Homeowner's exemption$363,400 (+354.25%) Land $95,000 Building $268,400$363,400 (+354.25%) Land $95,000 Building $268,400
2022$3,017.00$80,000 Land $80,000$80,000 Land $80,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 61% of the US · above 35% of Florida
Wildfire LikelihoodAbout 1 in 508 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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