New Hanover County property record for 4809 Split Rail Dr, Wilmington, NC 28412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,534 sqft · built 2003 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Dec 2025) |
| Tax Bill | $1,324 (2024) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Oct 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R07100-002-258-000 |
| Primary APN | R07100-002-258-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,534 sqft Living Area |
| 1st Floor Area | 1,534 sqft |
| Basement Area | 1,534 sqft |
| Finished Basement | 1,534 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 6,621 sqft (0.152 acres) |
| Terrain | Low |
| Garage Area | 441 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 105 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 4809 SPLIT RAIL DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28412-2352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LOT 238 PH 1 THE ARBORS AT JOHNSON FARMS |
| Legal Subdivision | ARBORS @ JOHNSON FARMS PH 1 |
| Legal Block | 2 |
| Legal Lot Number | 238 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | MASONBORO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 12008 |
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4809 SPLIT RAIL DR, WILMINGTON, NC 28412-2352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Dec 2, 2025 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 24, 2023 | Warranty Deed, Transfer |
| Oct 31, 2022 | Intrafamily Transfer, Transfer |
| Jan 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage ON Q FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2025 · Amount on Record |
| Deed Sale | Dec 2, 2025 · Amount on Record |
| Prior Sale | Oct 24, 2023 · Amount on Record |
| Deed Document Number | 202531708 |
| Deed Book / Page | 6815 / 2625 |
| Prior Transfer Date | Oct 28, 2022 |
| Prior Transfer Doc | 00660302104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Dec 2, 2025 |
| Property Address | 4809 SPLIT RAIL DR, WILMINGTON, NC 28412-2352 |
| Document Number | 00681502625 |
| Book / Page | 6815 / 2625 |
| Map Reference | MB 42 PG 395 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2025031708 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3832 SE 322ND AVE, TROUTDALE, OR 97060-9482 |
| Name | Verified Name |
|---|---|
| Address | 4809 SPLIT RAIL DR, WILMINGTON, NC 28412-2352 |
| Document Number | 2025031709 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 2025031709 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Oct 24, 2023 |
| Property Address | 4809 SPLIT RAIL DR, WILMINGTON, NC 28412-2352 |
| Document Number | 00667002081 |
| Book / Page | 6670 / 2081 |
| Map Reference | MB 42 PG 395 |
| Instrument Date | Oct 23, 2023 |
| Instrument | 2023026790 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $722.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 JULIA DR, WILMINGTON, NC 28412-7939 |
| Name | Verified Name |
|---|---|
| Address | 4809 SPLIT RAIL DR, WILMINGTON, NC 28412-2352 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Oct 31, 2022 |
| Property Address | 4809 SPLIT RAIL DR, WILMINGTON, NC 28412-2352 |
| Document Number | 00660302104 |
| Book / Page | 6603 / 2104 |
| Map Reference | MB 42 PG 395 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2022037795 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4809 SPLIT RAIL DR, 4809, WILMINGTON, NC 28412-2352 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4809 SPLIT RAIL DR, WILMINGTON, NC 28412-2352 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jan 17, 2017 |
| Property Address | 4809 SPLIT RAIL DR, WILMINGTON, NC 28412-2352 |
| Document Number | 0060302830 |
| Book / Page | 006030 / 002830 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 1524 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5224 TREYBROOKE DR WILMINGTON NC 284092745, WILMINGTON, NC 28409-2745 |
| Document Number | 60302833, |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 006030/002833 |
| Instrument | 1525 |
| Name | ON Q FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SCOTTSDALE, AZ 85251 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2047 |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404,100 (-) Land $104,300 Building $299,800 | $404,100 (-) Land $104,300 Building $299,800 | |
| 2025 | $404,100 (+67.54%) Land $104,300 Building $299,800 | $404,100 (+67.54%) Land $104,300 Building $299,800 | |
| 2024 | $1,324.00 (+1.3%) | ||
| 2023 | $1,307.00 (-0.91%) | $241,200 Land $57,200 Building $184,000 | $241,200 Land $57,200 Building $184,000 |
| 2022 | $1,319.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 2 (2018–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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