Osceola County property record for 4901 Raylene Way, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,293 sqft Heated Area |
| Lot Size | 11,064 sqft (0.253 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $37,500 (2004) |
| Tax Bill | $3,268.00 (2025) |
| Primary APN | 117597 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,293 sqft Heated Area |
| Gross Area | 3,448 sqft Gross Area |
| 1st Floor | 2,293 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,064 sqft (0.253 acres) |
| Depth X Width | 130 ft x 85 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 728 sqft Garage |
| Porch | Open Porch |
| Porch Area | 427 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 117597 |
|---|---|
| Street Address | 4901 RAYLENE WAY |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8319 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EAST LAKE RESERVE AT NARCOOSSEE UNIT TWO PB 15 PGS 127-128 20-25-31 LOT 91 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 19 |
| Legal Subdivision | EAST LAKE RESERVE AT NARCOOSSEE UNIT 2 |
| Legal Tract | 3015 |
| Legal Block | 1 |
| Legal Lot Number | 91 |
| Legal Unit | W |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1038 |
| Census Tract | 43600 |
Source: Osceola County records · APN 117597
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 4901 RAYLENE WAY, SAINT CLOUD, FL 34771-8319 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 15, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SUN WEST MORTGAGE COMPANY INC |
| Mar 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2004 · Amount on Record |
| Deed Sale | Apr 15, 2004 · Amount on Record |
| Deed Doc Number | 0002490169 |
| Deed Book / Page | 2490 / 169 |
| Last Transfer Date | Apr 19, 2004 |
| Transfer Doc | 0024900169 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4901 RAYLENE WAY, SAINT CLOUD, FL 34771-8319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PERFORMANCE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0051162579 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 5116/2579 |
| Instrument | 2017039961 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4901 RAYLENE WAY, SAINT CLOUD, FL 34771-8319 |
| Document Number | 0056952185 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4901 RAYLENE WAY ST CLOUD FL 347718319, ST CLOUD, FL 34771-8319 |
| Document Number | 0056952185 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 005695/002185 |
| Instrument | 40102 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,268.00 (+7.89%) Homeowner's exemption | $225,297 (+5.99%) | $430,400 (+5.44%) Land $75,000 Building $355,400 |
| 2023 | $3,029.00 (+4.48%) Homeowner's exemption | $212,571 (+3%) | $408,200 (+6.36%) Land $60,000 Building $348,200 |
| 2022 | $2,899.00 Homeowner's exemption | $206,380 | $383,800 Land $55,000 Building $328,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 59% of the US · above 32% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 599 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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