4900 Champlain Cir, West Bloomfield, MI 48323 Property Records

Oakland County property record for 4900 Champlain Cir, West Bloomfield, MI 48323

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,277 sqft · built 1985
Lot Size	0.406 acres (17,685 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Dec 2011)
Tax Bill	$6,151 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`X-18-23-276-017`

Property Details

APN / Parcel Number

Primary APN	`X-18-23-276-017`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,277 sqft Living Area
1st Floor Area	2,272 sqft
Basement Area	2,254 sqft
Finished Basement	2,254 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	17,685 sqft (0.406 acres)
Lot Dimensions	150 ft deep x 118 ft wide
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	622 sqft
Deck Area	475 sqft
Patio Area	475 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4900 CHAMPLAIN CIR
City	WEST BLOOMFIELD
State	MI
Zip	48323-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R9E, SEC 23 CHAMBORD VILLAS LOT 17
Legal Range	09E
Legal Township	02N
Legal Section	23
Legal Subdivision	CHAMBORD VILLAS
Legal Lot Number	17
Jurisdiction	OAKLAND MI
Township / Civil Division	WEST BLOOMFIELD
Census Block Group	3
Census Block	3011
Census Tract	156400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4900 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2011 · Amount on Record
Deed Sale	Dec 29, 2011 · Amount on Record
Deed Document Number	2011237060
Deed Book / Page	43706 / 442
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4900 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3527
Transaction Type	Mortgage
Record Updated	Jan 27, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3527

Mortgage

Document Number	0000257742
Date	Nov 15, 2021
Book Page	57080/705
Instrument	257742

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4900 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3527
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3527

Mortgage

Document Number	0000257929
Date	Nov 15, 2021
Book Page	57081/230
Instrument	257929

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4900 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3527
Document Number	0000044817
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4900 CHAMPLAIN CIR WEST BLOOMFIELD MI 483233527, WEST BLOOMFIELD, MI 48323-3527

Mortgage

Document Number	0000044817
Date	Mar 26, 2018
Book Page	051659/000336
Instrument	44817

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 25, 2033

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	West Bloomfield Charter Township
Unified School District	Bloomfield Hills School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,151.00 (-47.24%) Homeowner's exemption	$373,050 (+10.7%) Land $33,000 Building $340,050	$746,100 (+10.7%) Land $66,000 Building $680,100
2024	$11,658.00 (+9.85%)
2023			$673,960 Land $66,000 Building $607,960
2022	$10,613.00	$336,980 Land $33,000 Building $303,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD TOWNSHIP serves 41,691 people · EPA ID MI0000790
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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