Lincoln County property record for 490 Waterfront Rd, Troy, MT 59935
| Property Type | Residential |
|---|---|
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,141 (2026) |
| APN | R566987 |
| Primary APN | R566987 |
|---|---|
| Alternative APNs |
|
| Lot Area | 9,017 sqft (0.207 acres) |
|---|---|
| Lot Dimensions | 144 ft deep x 63 ft wide |
| Shed | 1 Shed |
| Shed Area | 170 sqft |
| Pole Barn | 1,404 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 0000006352 |
|---|---|
| Street Address | 490 WATERFRONT RD |
| City | TROY |
| State | MT |
| Zip | 59935-8903 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | KOOTENAI VISTA, S27, T32 N, R34 W, BLOCK 002, 9007 SQUARE FEET, LOT 19 BLK 2, COS 4728 |
| Legal Range | 34W |
| Legal Township | 32N |
| Legal Section | 27 |
| Legal Subdivision | KOOTENAI VISTA |
| Legal Block | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4102 |
| Census Tract | 500 |
490 Waterfront Rd, a residential property, is owner-occupied and held in a trust since September 2010.
Source: Lincoln County records, as of September 9, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 490 WATERFRONT RD, TROY, MT 59935-8903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 7, 2010 |
| Transfer Doc | 000333/503 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 490 Waterfront Rd was $2,141, up 165.3% from the year before.
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Elementary School District | Troy Elementary School District (PK - 08) |
| Secondary School District | Troy High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,141.00 (+165.3%) | $220,384 (-) | |
| 2025 | $807.00 | $220,384 | $220,384 Land $211,004 Building $9,380 |
| 2023 | $1,167.00 | $135,371 | $135,371 Land $127,801 Building $7,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 490 Waterfront Rd; 5 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 Waterfront Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 70% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| E.L. Internet Northwest Fixed Wireless | 30 / 7 |
| Ziply Fiber DSL | 10 / 1 |
No cell data coverage reported
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