490 State Rte 103, Bluffton, OH 45817 Property Records

Hancock County property record for 490 State Rte 103, Bluffton, OH 45817

Property Summary

Property TypeDepartment Store (Apparel, Household Goods, Furniture)
Details7,036 sqft · built 1993
Lot Size14.3 acres (626,306 sqft)
Owner2 Company Names on File
Tax Bill$7,105 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN2909-060-00-058.001

Property Details

APN / Parcel Number

Primary APN2909-060-00-058.001
Alternative APN
  • 650001014762

Interior

Plumbing Fixtures2 Plumbing Fixtures
Stories4 Stories
Building Area7,036 sqft Living Area
FlooringConcrete/Cement
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Construction TypeSteel Frame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area626,306 sqft (14.3 acres)
PorchSlab
Porch Area100 sqft
Utility Building576 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address490 STATE ROUTE 103
CityBLUFFTON
StateOH
Zip45817-9620
Property CategoryCommercial
Property TypeCommercial > Retail > Department Store (Apparel, Household Goods, Furniture)
Legal DescriptionT2S R09 S06 NW COR SW1/4 SE1/4
Legal Range09E
Legal Township02S
Legal Section06
JurisdictionHANCOCK OH
Township / Civil DivisionORANGE
Census Block Group4
Census Block4020
Census Tract1300

Owner

490 State Rte 103, a commercial property, is owned by a company that acquired it in November 2024.

Source: Hancock County records, as of May 29, 2026

Owner of Record2 Company Names on File
Mailing Address490 STATE ROUTE 103, BLUFFTON, OH 45817-9620
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 1, 2024
Transfer Doc0000007511
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address490 STATE ROUTE 103, BLUFFTON, OH 45817-9620
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02594/2933
DateMay 12, 2022
Book Page2594/2933
Instrument202200004603
Lender
NameTHE FIRST NATIONAL BANK OF PANDORA
TypeBank
AddressPANDORA, OH 45877
Agreement
TypeLine of Credit
AmountAmount on Record
Term36 Months
DueMay 5, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 490 State Rte 103 was $7,105.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
County SubdivisionOrange Township
MunicipalityBluffton Village
Unified School DistrictCory-Rawson Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,105.00$174,160 Land $37,930 Building $136,230$497,620 Land $108,380 Building $389,240
2023$7,148.00$162,530 Land $32,970 Building $129,560
2022$464,370 Land $94,210 Building $370,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 State Rte 103 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Most Recent ClaimApr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 State Rte 103 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLUFFTON VILLAGE
serves 4,082 people · EPA ID OH0200112
Water SourcePurchased surface water from OTTAWA VILLAGE
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MetaLINK Technologies
Fixed Wireless
500 / 100
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
HDER Link
Fixed Wireless
100 / 100
AT&T
Fixed Wireless
100 / 20

May also be available: Spectrum.

Nearby Properties on State Rte 103

Nearby Streets

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