490 Smithfield Rd, Belgrade, ME 04917 Property Records

Kennebec County and Belgrade Town property record for 490 Smithfield Rd, Belgrade, ME 04917

Property Summary

Property TypeSingle Family Home
Details2,025 sqft
Lot Size1.48 acres (64,469 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Oct 2023)
Tax Bill$2,819 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNBELG M:45 L:001

Property Details

APN / Parcel Number

Primary APNBELG M:45 L:001
Alternative APN
  • 1238

Interior

Building Area2,025 sqft Living Area

Exterior

Architectural StyleMulti-Family
Lot Area64,469 sqft (1.48 acres)

Location & Zoning

Account Number1238
Street Address490 SMITHFIELD RD
CityBELGRADE
StateME
Zip04917-3230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number1
JurisdictionBELGRADE ME
Township / Civil DivisionBELGRADE
Census Block Group1
Census Block1005
Census Tract16000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Belgrade Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address205 HERON CV, OAKLAND, ME 04963-4025
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jan 3, 2019Deed of Trust, Mortgage
KEY BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2023 · Amount on Record
Deed SaleOct 23, 2023 · Amount on Record
Deed Document Number202321371
Deed Book / Page14896 / 139
Record UpdatedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELGRADE ME
Recording DateOct 23, 2023
Property Address490 SMITHFIELD RD, BELGRADE, ME 04917-3230
Document Number2023021371
Book / Page14896 / 139
Instrument DateOct 20, 2023
Instrument2023021371
Transaction TypeTransfer
Record UpdatedNov 6, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 HERON CV, OAKLAND, ME 04963-4025

Mortgage

Document Number2023021372
DateOct 23, 2023
Instrument2023021372
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELGRADE ME
Property Address490 SMITHFIELD RD, BELGRADE, ME 04917-3230
Transaction TypeMortgage
Record UpdatedJun 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019000085
DateJan 3, 2019
Book Page13121/322
Instrument2019000085
Lender
NameKEY BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term349 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Kennebec County and Belgrade Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
County SubdivisionBelgrade Town
Unified School DistrictRegional School Unit 18 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,819.00 (+11.6%)$265,900 (-) Land $45,700 Building $220,200
2024$2,526.00 (+6.13%)$265,900 (-) Land $45,700 Building $220,200
2023$2,380.00 (+4.48%)$265,900 (+79.54%) Land $45,700 Building $220,200
2022$2,278.00$148,100 Land $34,000 Building $114,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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