539 Smithfield Rd, Belgrade, ME 04917 Property Records

Kennebec County and Belgrade Town property record for 539 Smithfield Rd, Belgrade, ME 04917

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,156 sqft · built 1905
Lot Size7.8 acres (339,768 sqft)
Owner2 Individual Names on Record
Last Sale$492,800 (Sep 2020)
Tax Bill$2,488 (2025)
Deeds & MortgagesAug 2021 Refinance
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNBELG M:45 L:003

Property Details

APN / Parcel Number

Primary APNBELG M:45 L:003
Alternative APN
  • 1918

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,156 sqft Living Area
Gross Area2,412 sqft
1st Floor Area584 sqft
Basement Area572 sqft
Unfinished Basement572 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleMulti-Family
Roof TypeGable
Roof MaterialGalvanized Metal
Lot Area339,768 sqft (7.8 acres)
Total Buildings2 Buildings

Location & Zoning

Account Number1918
Street Address539 SMITHFIELD RD
CityBELGRADE
StateME
Zip04917-3217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number3
JurisdictionBELGRADE ME
Township / Civil DivisionBELGRADE
Census Block Group1
Census Block1005
Census Tract16000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Belgrade Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address540 SMITHFIELD RD, BELGRADE, ME 04917-3231
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NEW DIMENSIONS FEDERAL CREDIT UNION
Sep 17, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2020 · Amount on Record
Deed SaleSep 17, 2020 · Amount on Record
Deed Document Number202023381
Deed Book / Page13711 / 133
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELGRADE ME
Property Address539 SMITHFIELD RD, BELGRADE, ME 04917-3217
Transaction TypeMortgage
Record UpdatedFeb 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024251
DateAug 23, 2021
Book Page14141/324
Instrument24251
Lender
NameNEW DIMENSIONS FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELGRADE ME
Recording DateSep 17, 2020
Property Address539 SMITHFIELD RD, BELGRADE, ME 04917-3217
Document Number2020023381
Book / Page13711 / 133
Instrument DateSep 14, 2020
Instrument2020023381
Transaction TypeTransfer
Record UpdatedFeb 24, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1379 NEW SHARON RD, STARKS, ME 04911-4516

Mortgage

Document Number2020023382
DateSep 17, 2020
Instrument2020023382
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Belgrade Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
County SubdivisionBelgrade Town
Unified School DistrictRegional School Unit 18 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,488.00 (+11.57%)$234,700 (-) Land $52,900 Building $181,800
2024$2,230.00 (+6.14%)$234,700 (-) Land $52,900 Building $181,800
2023$2,101.00 (+3.8%)$234,700 (+78.34%) Land $52,900 Building $181,800
2022$2,024.00$131,600 Land $39,300 Building $92,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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