485 Smithfield Rd, Belgrade, ME 04917 Property Records

Kennebec County and Belgrade Town property record for 485 Smithfield Rd, Belgrade, ME 04917

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 968 sqft · built 2003
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Mar 2017)
Tax Bill	$2,102 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BELG M:45 L:005`

Property Details

APN / Parcel Number

Primary APN	`BELG M:45 L:005`
Alternative APN	`1700`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	968 sqft Living Area
Gross Area	3,408 sqft
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1700
Street Address	485 SMITHFIELD RD
City	BELGRADE
State	ME
Zip	04917-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	5
Jurisdiction	BELGRADE ME
Township / Civil Division	BELGRADE
Census Block Group	1
Census Block	1005
Census Tract	16000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Belgrade Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	485 SMITHFIELD RD, BELGRADE, ME 04917-3213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CAMDEN NATIONAL BANK
Jul 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Mar 10, 2017	Intrafamily Transfer, Transfer · Commercial Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2017 · Amount on Record
Deed Sale	Mar 10, 2017 · Amount on Record
Prior Sale	May 14, 2007 · Amount on Record
Deed Document Number	20174672
Deed Book / Page	12552 / 78
Transfer Doc	2017004672
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	485 SMITHFIELD RD, BELGRADE, ME 04917-3213
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026000329
Date	Jan 8, 2026
Book Page	15611/140
Instrument	2026000329

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	485 SMITHFIELD RD, BELGRADE, ME 04917-3213
Transaction Type	Mortgage
Record Updated	Feb 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021021093
Date	Jul 28, 2021
Book Page	14106/145
Instrument	2021021093

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELGRADE ME
Recording Date	Mar 10, 2017
Property Address	485 SMITHFIELD RD, BELGRADE, ME 04917-3213
Document Number	2017004672
Book / Page	12552 / 0078
Instrument	2017004672
Transaction Type	Transfer
Record Updated	Feb 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017004673
Date	Mar 10, 2017
Instrument	2017004673

Lender

Name	NATIONSTAR MTG

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Belgrade Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Belgrade Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,102.00 (+11.57%)	$198,300 (-) Land $48,400 Building $149,900
2024	$1,884.00 (+6.14%)	$198,300 (-) Land $48,400 Building $149,900
2023	$1,775.00 (-0.06%)	$198,300 (+71.69%) Land $48,400 Building $149,900
2022	$1,776.00	$115,500 Land $36,000 Building $79,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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