478 Smithfield Rd, Belgrade, ME 04917 Property Records

Kennebec County and Belgrade Town property record for 478 Smithfield Rd, Belgrade, ME 04917

Property Summary

Property Type	Single Family Home
Details	960 sqft
Lot Size	5.97 acres (260,053 sqft)
Owner	Company Name on File
Last Sale	$256,000 (May 2026)
Tax Bill	$1,941 (2025)
Deeds & Mortgages	Jun 2013 Mortgage Jun 2005 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`BELG M:45 L:001A`

Property Details

APN / Parcel Number

Primary APN	`BELG M:45 L:001A`
Alternative APN	`1397`

Interior

Building Area	960 sqft Living Area

Exterior

Architectural Style	Multi-Family
Lot Area	260,053 sqft (5.97 acres)

Location & Zoning

Account Number	1397
Street Address	478 SMITHFIELD RD
City	BELGRADE
State	ME
Zip	04917-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	1A
Jurisdiction	BELGRADE ME
Township / Civil Division	BELGRADE
Census Block Group	1
Census Block	1002
Census Tract	16000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

478 Smithfield Rd is owned by a company that bought it in May 2026.

Source: Kennebec County and Belgrade Town records, as of June 17, 2026

Owner of Record	Company Name on File
Mailing Address	6 PLEASANT ST, WATERVILLE, ME 04901-7512
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2013	Deed of Trust, Mortgage · Commercial Mortgage SKOWHEGAN SB
Jun 30, 2005	Deed of Trust, Mortgage · Commercial Mortgage SKOWHEGAN SB
May 22, 2006	Deed of Trust, Mortgage · Commercial Mortgage SKOWHEGAN SB
Apr 27, 2007	Deed of Trust, Mortgage · Commercial Mortgage SKOWHEGAN SB
May 29, 2026	Deed, Transfer · Stand-Alone First Mortgage KENNEBEC SAVINGS BANK
Mar 22, 2019	Warranty Deed, Transfer · Unknown CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Mar 22, 2019 · Amount on File
Deed Document Number	20262026011032
Deed Book / Page	15739 / 315
Record Updated	Sep 20, 2026

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	478 SMITHFIELD RD, BELGRADE, ME 04917-3230
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015915
Date	Jun 27, 2013
Book Page	11430/0254
Instrument	000000015915

Lender

Name	SKOWHEGAN SB

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 27, 2023

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	478 SMITHFIELD RD, BELGRADE, ME 04917-3230
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018758
Date	Jun 30, 2005
Book Page	08475/0322
Instrument	000000018758

Lender

Name	SKOWHEGAN SB

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	478 SMITHFIELD RD, BELGRADE, ME 04917-3230
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013581
Date	May 22, 2006
Book Page	08910/0002
Instrument	000000013581

Lender

Name	SKOWHEGAN SB

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	48 Months
Due	May 22, 2010

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	478 SMITHFIELD RD, BELGRADE, ME 04917-3230
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010572
Date	Apr 27, 2007
Book Page	09328/0346
Instrument	000000010572

Lender

Name	SKOWHEGAN SB

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate	7%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELGRADE ME
Recording Date	May 29, 2026
Property Address	478 SMITHFIELD RD, BELGRADE, ME 04917-3230
Document Number	2026011032
Book / Page	15739 / 315
Instrument Date	May 29, 2026
Instrument	202611032
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 PLEASANT ST, WATERVILLE, ME 04901-7512

Mortgage

Date	May 29, 2026

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELGRADE ME
Recording Date	Mar 22, 2019
Property Address	478 SMITHFIELD RD, BELGRADE, ME 04917-3230
Document Number	2019005270
Book / Page	13171 / 78
Instrument Date	Mar 22, 2019
Instrument	2019005270
Transaction Type	Transfer
Record Updated	Feb 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 SMITHFIELD RD, BELGRADE, ME 04917-3230

Mortgage

Document Number	2019005271
Date	Mar 22, 2019
Instrument	2019005271

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Unknown
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Apr 1, 2024
Max Rate At Change	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 478 Smithfield Rd was $1,941, up 11.6% from the year before.

Source: Kennebec County and Belgrade Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Belgrade Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,941.00 (+11.62%)	$183,100 (-) Land $51,300 Building $131,800
2024	$1,739.00 (+6.1%)	$183,100 (-) Land $51,300 Building $131,800
2023	$1,639.00 (+1.86%)	$183,100 (+75.05%) Land $51,300 Building $131,800
2022	$1,609.00	$104,600 Land $38,100 Building $66,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 478 Smithfield Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 478 Smithfield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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