49 Willow Loop, Sturgis, KY 42459 Property Records

Union County property record for 49 Willow Loop, Sturgis, KY 42459

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,232 sqft
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jul 2018)
Tax Bill	$1,319 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`40-15A-41`

Property Details

APN / Parcel Number

Primary APN	`40-15A-41`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	49 WILLOW LOOP
City	STURGIS
State	KY
Zip	42459-1798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	49 WILLOW LOOP
Legal Subdivision	ROLLING ACRES
Jurisdiction	UNION KY
Township / Civil Division	STURGIS
Census Block Group	5
Census Block	5032
Census Tract	950300

Owner

Source: Union County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 WILLOW LOOP, STURGIS, KY 42459-1798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2018	Deed of Trust, Mortgage LOANDEPOTCOM LLC
Jul 30, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Prior Sale	Jun 22, 2011 · Amount on Record
Deed Document Number	0000378554
Deed Book / Page	378 / 554
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION KY
Property Address	49 WILLOW LOOP, STURGIS, KY 42459-1798
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000436/0000000023
Date	Jul 30, 2018
Book Page	0000000436/0000000023
Instrument	180-00001577

Lender

Name	LOANDEPOTCOM LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION KY
Recording Date	Jul 30, 2018
Property Address	49 WILLOW LOOP, STURGIS, KY 42459-1798
Document Number	000378/554
Book / Page	378 / 554
Instrument Date	Jul 26, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 WILLOW LOOP, STURGIS, KY 42459-1798

Tax Assessment & Valuation

Source: Union County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Union County
Municipality	Sturgis City
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,319.00 (+50.23%)	$85,000 (-) Land $4,500 Building $80,500	$85,000 (-) Land $4,500 Building $80,500
2023	$878.00	$85,000 Land $4,500 Building $80,500	$85,000 Land $4,500 Building $80,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1999–2013)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Oct 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS WATER WORKS serves 3,490 people · EPA ID KY1130422
Water Source	Purchased surface water from UNION COUNTY WATER DISTRICT
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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