Union County property record for 48 Willow Loop, Sturgis, KY 42459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,455 sqft |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $84,000 (Nov 2007) |
| Tax Bill | $923 (2025) |
| Deeds & Mortgages | Jun 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-15A-25 |
| Primary APN | 40-15A-25 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,455 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Street Address | 48 WILLOW LOOP |
|---|---|
| City | STURGIS |
| State | KY |
| Zip | 42459-1797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 48 WILLOW LOOP |
| Legal Subdivision | ROLLING ACRES |
| Jurisdiction | UNION KY |
| Township / Civil Division | STURGIS |
| Census Block Group | 5 |
| Census Block | 5031 |
| Census Tract | 950300 |
Source: Union County records, as of November 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 48 WILLOW LOOP, STURGIS, KY 42459-1797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2007 · Amount on Record |
| Deed Sale | Nov 5, 2007 · Amount on Record |
| Deed Document Number | 2007877 |
| Deed Book / Page | 329 / 426 |
| Last Transfer Date | Jan 13, 2015 |
| Transfer Doc | 362/619 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION KY |
| Property Address | 48 WILLOW LOOP, STURGIS, KY 42459-1797 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000472/59 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 472/59 |
| Name | INDEPENDENCE BK OF KY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2037 |
Source: Union County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Union County |
| Municipality | Sturgis City |
| Unified School District | Union County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $923.00 (+43.55%) Homeowner's exemption | $108,600 (-) Land $7,500 Building $101,100 | $108,600 (-) Land $7,500 Building $101,100 |
| 2023 | $643.00 Homeowner's exemption | $108,600 Land $7,500 Building $101,100 | $108,600 Land $7,500 Building $101,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1999–2013) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Oct 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS WATER WORKS serves 3,490 people · EPA ID KY1130422 |
|---|---|
| Water Source | Purchased surface water from UNION COUNTY WATER DISTRICT |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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