Union County property record for 42 Willow Loop, Sturgis, KY 42459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 560 sqft |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,371 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-15A-22 |
| Primary APN | 40-15A-22 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 560 sqft Adjusted Area |
| Exterior Material | Brick Veneer |
|---|---|
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 42 WILLOW LOOP |
|---|---|
| City | STURGIS |
| State | KY |
| Zip | 42459-1797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 42 WILLOW LOOP |
| Legal Subdivision | ROLLING ACRES |
| Jurisdiction | UNION KY |
| Township / Civil Division | STURGIS |
| Census Block Group | 5 |
| Census Block | 5031 |
| Census Tract | 950300 |
Source: Union County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42 WILLOW LOOP, STURGIS, KY 42459-1797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000266585 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION KY |
| Recording Date | May 18, 2026 |
| Property Address | 42 WILLOW LOOP, STURGIS, KY 42459-1797 |
| Document Number | 0000401354 |
| Book / Page | 500 / 138 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026401354 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 42 WILLOW LOOP, STURGIS, KY 42459-1797 |
| Document Number | 0000401354, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 500/138 |
| Instrument | 2026401354 |
| Name | PLANTERS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 10, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Union County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Union County |
| Municipality | Sturgis City |
| Unified School District | Union County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,371.00 (+45.7%) Homeowner's exemption | $137,425 (-) Land $10,000 Building $127,425 | $137,425 (-) Land $10,000 Building $127,425 |
| 2023 | $941.00 Homeowner's exemption | $137,425 Land $10,000 Building $127,425 | $137,425 Land $10,000 Building $127,425 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1999–2013) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Oct 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS WATER WORKS serves 3,490 people · EPA ID KY1130422 |
|---|---|
| Water Source | Purchased surface water from UNION COUNTY WATER DISTRICT |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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