38 Willow Loop, Sturgis, KY 42459 Property Records

Union County property record for 38 Willow Loop, Sturgis, KY 42459

Property Summary

Property TypeSingle Family Home
Details720 sqft · built 2012
Lot Size0.789 acres (34,412 sqft)
OwnerIndividual Name on Record
Last Sale$2,750 (Nov 2023)
Tax Bill$2,263 (2025)
Deeds & MortgagesNov 2023 Sale
Flood ZoneZone X (reduced by levee)
APN40-15A-20

Property Details

APN / Parcel Number

Primary APN40-15A-20

Interior

Building Area720 sqft Adjusted Area

Exterior

Year BuiltBuilt 2012
Lot Area34,412 sqft (0.789 acres)
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address38 WILLOW LOOP
CitySTURGIS
StateKY
Zip42459-1797
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description38 WILLOW LOOP
Legal SubdivisionROLLING ACRES SUB
JurisdictionUNION KY
Township / Civil DivisionSTURGIS
Census Block Group5
Census Block5031
Census Tract950300

Owner

Source: Union County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address38 WILLOW LOOP, STURGIS, KY 42459-1797
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2023 · Amount on Record
Deed SaleNov 22, 2023 · Amount on Record
Prior SaleAug 17, 2011 · Amount on Record
Deed Document Number000D401647
Deed Book / PageD401 / 647
Record UpdatedJun 8, 2026

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionUNION KY
Recording DateNov 22, 2023
Property Address38 WILLOW LOOP, STURGIS, KY 42459-1797
Document Number00D401/647
Book / PageD401 / 647
Instrument DateNov 21, 2023
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 WILLOW LOOP, STURGIS, KY 42459-1797
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyUnion County
MunicipalitySturgis City
Unified School DistrictUnion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,263.00 (+55.53%)$145,800 (+3.55%) Land $15,000 Building $130,800$145,800 (+3.55%) Land $15,000 Building $130,800
2023$1,455.00$140,800 Land $10,000 Building $130,800$140,800 Land $10,000 Building $130,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1999–2013)
Claims Outside the SFHA1 of 9
Most Recent ClaimOct 2013 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTURGIS WATER WORKS
serves 3,490 people · EPA ID KY1130422
Water SourcePurchased surface water from UNION COUNTY WATER DISTRICT
Last State InspectionMay 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Willow Loop

Nearby Streets

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