41 Spruce St, Westerly, RI 02891 Property Records

Westerly Town property record for 41 Spruce St, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1930
Square Footage	1,927 sqft Living Area
Lot Size	8,178 sqft (0.188 acres)
Occupancy	Owner Occupied
Last Sale	$174,500 (1992)
Tax Bill	$3,491.00 (2025)

Owner

Source: Westerly Town records · APN WEST M:57 B:165

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	41 SPRUCE ST, WESTERLY, RI 02891-1946
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 1992 · Amount on Record
Deed Sale	Jun 17, 1992 · Amount on Record
Record Refreshed	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	41 SPRUCE ST, WESTERLY, RI 02891-1946
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-23033
Date	Sep 13, 2021
Book Page	2021/23033
Instrument	2021-5130

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2046

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,491.00 (+8.72%)	$448,700 (+41.99%) Land $160,000 Building $288,700
2023	$3,211.00 (+0.6%)	$316,000 (-) Land $114,500 Building $201,500
2022	$3,192.00	$316,000 Land $114,500 Building $201,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`WEST M:57 B:165`
Alternative APNs	`M:057 B:165 L` `19217275`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,927 sqft Living Area
Gross Area	3,045 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gambrel Roof Construction
Roof Material	Asphalt Roof
Lot Area	8,178 sqft (0.188 acres)

Utilities and HVAC

Heating System	Steam Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	19217275
Street Address	41 SPRUCE ST
City	WESTERLY
State	RI
Zip	02891-1946
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	165
Jurisdiction	WESTERLY RI
Minor Civil Division	WESTERLY
Census Blockgroup	2
Census Block	2004
Census Tract	50801