Charleston County property record for 49 Spring St, #A, Charleston, SC 29403
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,818 sqft · built 2009 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Company Name on Record |
| Last Sale | $865,000 (Sep 2016) |
| Tax Bill | $20,106 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 460-08-04-118 |
| Primary APN | 460-08-04-118 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,818 sqft Living Area |
| Upper Floors Area | 909 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Condo/Apartment |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,841 sqft (0.18 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 49 SPRING ST, A |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-5415 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | MAPPLATB 0454 MAPPLATP 434 SUBDIVISIONNAME 207 ST PHILIP STREET HPR BLOCK BLDG D LOT UNIT A |
| Legal Block | BLDG |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 700 |
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 160 E 22ND ST, 16A, NEW YORK, NY 10010-6346 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 2, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CAPITAL BANK |
| Aug 2, 2023 | Deed, Transfer FIRST CAPITAL BANK |
| May 3, 2021 | Deed of Trust, Mortgage · Commercial Mortgage SYNOVUS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2016 · Amount on Record |
| Deed Sale | Sep 21, 2016 · Amount on Record |
| Deed Book / Page | 584 / 688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 49B SPRING ST, CHARLESTON, SC 29403-5415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0011950327 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | 1195/327 |
| Name | FIRST CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Aug 2, 2023 |
| Property Address | 49B SPRING ST, CHARLESTON, SC 29403-5415 |
| Document Number | 0011950323 |
| Book / Page | 1195 / 323 |
| Map Reference | MB 454 PG 434 |
| Instrument Date | Aug 1, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,260.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 160 E 22ND ST APT 16A, 16A, NEW YORK, NY 10010-6346 |
| Document Number | 0011950325 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | 1195/325 |
| Name | FIRST CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 49B SPRING ST, CHARLESTON, SC 29403-5415 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0009860844 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 986/844 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,106.00 (+10.04%) | $1,087,000 (+1,601.1%) Land $200,000 Building $887,000 | $1,087,000 (+2.07%) Land $200,000 Building $887,000 |
| 2024 | $18,272.00 (+7.66%) | $63,900 (-) | |
| 2022 | $16,972.00 | $63,900 | $1,065,000 (-16.47%) Land $150,000 Building $915,000 |
| 2020 | $1,275,000 Land $350,000 Building $925,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 116 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 153 units insured incl. 37 condo units |
| Nearby Flood Claims | 65 (1987–2024) |
| Claims Outside the SFHA | 36 of 65 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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