Charleston County property record for 43 Spring St, Charleston, SC 29403
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3,146 sqft · built 1983 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (May 2008) |
| Tax Bill | $15,411 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 460-08-04-009 |
| Primary APN | 460-08-04-009 |
|---|
| Units | 4 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,146 sqft Total Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 106 ft deep x 33 ft wide |
| Heating System | Heat Pump |
|---|
| Street Address | 43 SPRING ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-5459 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | SUBDIVISION NAME -43 SPRING ST DESCRIPTION -LT 11 |
| Legal Subdivision | 43 SPRING ST |
| Legal Lot Number | 11 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 700 |
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 102 AMERICA ST, CHARLESTON, SC 29403-5036 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FT MORTGAGE COMPANY |
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2008 · Amount on Record |
| Deed Sale | May 9, 2008 · Amount on Record |
| Deed Book / Page | 659 / 29 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jun 25, 2026 |
| Property Address | 43 SPRING ST, CHARLESTON, SC 29403-5459 |
| Document Number | 0000039872 |
| Book / Page | 1398 / 684 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202639872 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | AMT TITLE INC, AMT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 43 SPRING ST, CHARLESTON, SC 29403-5459 |
| Document Number | 0000039872, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 1398/684 |
| Instrument | 202639872 |
| Name | FT MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 43 SPRING ST, CHARLESTON, SC 29403-5459 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0010360539 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 1036/539 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jun 1, 2051 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,411.00 (+10.45%) | $914,641 (+1,816.68%) Land $424,337 Building $490,304 | $1,192,300 (+14.15%) Land $699,600 Building $492,700 |
| 2024 | $13,953.00 (+8.32%) | $47,720 (-) | |
| 2022 | $12,881.00 | $47,720 | $1,044,500 (-) Land $160,000 Building $884,500 |
| 2020 | $1,044,500 Land $160,000 Building $884,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 116 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 153 units insured incl. 37 condo units |
| Nearby Flood Claims | 65 (1987–2024) |
| Claims Outside the SFHA | 36 of 65 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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