Charleston County property record for 51 Spring St, Charleston, SC 29403
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 4 ba · 2,214 sqft · built 1835 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Company Name on Record |
| Last Sale | $750,000 (Aug 2018) |
| Tax Bill | $20,105 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 460-08-04-023 |
| Primary APN | 460-08-04-023 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,214 sqft Total Area |
| 1st Floor Area | 1,123 sqft |
| Upper Floors Area | 1,091 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1835 |
|---|---|
| Effective Year Built | Effective 1835 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 58 ft deep x 39 ft wide |
| Porch | Slab |
| Porch Area | 368 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Street Address | 51 SPRING ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-5415 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | DESCRIPTION -51 S SPRING |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 700 |
Source: Charleston County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 86 WARREN ST, A, CHARLESTON, SC 29403-6026 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Construction Mortgage SOUTH ATLANTIC BANK |
| Feb 8, 2021 | Deed of Trust, Mortgage FIRST PALMETTO BANK |
| Jan 24, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST PALMETTO BANK |
| Aug 3, 2018 | Grant Deed, Transfer · Line of Credit FIRST PALMETTO BK |
| Feb 17, 2017 | Deed of Trust, Mortgage LUCEY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2018 · Amount on Record |
| Deed Sale | Aug 3, 2018 · Amount on Record |
| Prior Sale | Sep 5, 2006 · Amount on Record |
| Deed Book / Page | 737 / 896 |
| Prior Transfer Date | Nov 30, 1998 |
| Prior Transfer Doc | H427/0893 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Apr 1, 2026 |
| Property Address | 51 SPRING ST, CHARLESTON, SC 29403-5415 |
| Document Number | 1379000320 |
| Book / Page | 1379 / 320 |
| Instrument Date | Mar 31, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 2181 PARKWAY DR, CHARLESTON, SC 29412-2023 |
| Document Number | 1379000320, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 1379/320 |
| Name | SOUTH ATLANTIC BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | Sep 30, 2026 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 51 SPRING ST, CHARLESTON, SC 29403-5415 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 86 WARREN ST, CHARLESTON, SC 29403-6026 |
| Document Number | 0009580431 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 958/431 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Address | CAMDEN, SC 29020 |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Jan 27, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 51 SPRING ST, CHARLESTON, SC 29403-5415 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3 5 ALLAN PARK, 5, CHARLESTON, SC 29403 |
| Document Number | 0010700788 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 1070/788 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Address | CAMDEN, SC 29020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Aug 3, 2018 |
| Property Address | 51 SPRING ST, CHARLESTON, SC 29403-5415 |
| Document Number | 0737/0896 |
| Book / Page | 000737 / 000896 |
| Instrument Date | Jun 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 86 WARREN ST #A CHARLESTON SC 294036026, A, CHARLESTON, SC 29403-6026 |
| Document Number | 737/0898 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 000737/000898 |
| Name | FIRST PALMETTO BK |
|---|---|
| Type | Bank |
| Address | CAMDEN, SC 29020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 51 SPRING ST, CHARLESTON, SC 29403-5415 |
| Document Number | 0618/0743 |
| Book / Page | 000618 / 000743 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2017 |
| Name | Verified Name |
|---|---|
| Address | 51 SPRING ST CHARLESTON SC 294035415, CHARLESTON, SC 29403-5415 |
| Document Number | 0618/0743 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 000618/000743 |
| Name | LUCEY MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT PLEASANT, SC 29464 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 22, 2047 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,105.00 (+1.65%) | ||
| 2024 | $19,778.00 (+7.72%) | $69,000 (-) | |
| 2022 | $18,360.00 | $69,000 | $1,150,000 (-) Land $400,000 Building $750,000 |
| 2020 | $1,150,000 Land $400,000 Building $750,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 116 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 153 units insured incl. 37 condo units |
| Nearby Flood Claims | 65 (1987–2024) |
| Claims Outside the SFHA | 36 of 65 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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