Cayuga County and Auburn City property record for 49 Oak St, Auburn, NY 13021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 864 sqft · built 1966 |
| Lot Size | 0.196 acres (8,575 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $47,886 (Mar 2005) |
| Tax Bill | $3,324 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Apr 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050100 122.43-1-57 |
| Primary APN | 050100 122.43-1-57 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,575 sqft (0.196 acres) |
| Lot Dimensions | 122 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 428 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 255001400 |
|---|---|
| Street Address | 49 OAK ST |
| City | AUBURN |
| State | NY |
| Zip | 13021-5226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MEADOWBROOK HTS 60 |
| Legal Block | 1 |
| Legal Lot Number | 57.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | AUBURN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 41800 |
Source: Cayuga County and Auburn City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49 OAK ST, AUBURN, NY 13021-5226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2022 | Deed of Trust, Mortgage · Line of Credit SAVANNA BANK |
| Apr 20, 2017 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) LYONS NATIONAL BANK |
| Nov 21, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance SAVANNA BANK |
| Mar 7, 2017 | Quit Claim Deed, Transfer JUDICIAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2005 · Amount on Record |
| Deed Sale | Mar 31, 2005 · Amount on Record |
| Prior Sale | Nov 24, 1998 · Amount on Record |
| Deed Book / Page | 1211 / 298 |
| Last Transfer Date | Nov 15, 2019 |
| Transfer Doc | 0003804/30 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 49 OAK ST, AUBURN, NY 13021-5226 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004285/112 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 4285/112 |
| Instrument | 2022-217473 |
| Name | SAVANNA BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 49 OAK ST, AUBURN, NY 13021-5226 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003516/123 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 3516/123 |
| Instrument | 2017-00170556 |
| Name | LYONS NATIONAL BANK |
|---|---|
| Address | GENEVA, NY 14456 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 7, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Nov 21, 2019 |
| Property Address | 49 OAK ST, AUBURN, NY 13021-5226 |
| Document Number | 0003804/30 |
| Book / Page | 3804 / 30 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 2019-191790 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 912 PINE DR APT 103, 103, POMPANO BEACH, FL 33060-7316 |
| Document Number | 0003804/34 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 3804/34 |
| Instrument | 2019-191791 |
| Name | SAVANNA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Mar 7, 2017 |
| Property Address | 49 OAK ST, AUBURN, NY 13021-5226 |
| Document Number | 0016620017 |
| Book / Page | 001662 / 000017 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 169632 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2017 |
| Title Company | JUDICIAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 49 OAK ST AUBURN NY 130215226, AUBURN, NY 13021-5226 |
Source: Cayuga County and Auburn City assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| Municipality | Auburn City |
| Unified School District | Auburn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,324.00 (+5.59%) | ||
| 2025 | $3,148.00 (+5.07%) | $128,700 (-) Land $20,400 Building $108,300 | $171,600 (+28%) Land $27,200 Building $144,400 |
| 2024 | $2,996.00 (+231.78%) | ||
| 2023 | $128,700 (-) Land $20,400 Building $108,300 | $134,063 (+4.17%) Land $21,250 Building $112,813 | |
| 2022 | $128,700 Land $20,400 Building $108,300 | $128,700 Land $20,400 Building $108,300 | |
| 2019 | $903.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN serves 27,179 people · EPA ID NY0501710 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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