Cayuga County and Auburn City property record for 42 Oak St, Auburn, NY 13021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,496 sqft · built 1969 |
| Lot Size | 0.303 acres (13,202 sqft) |
| Owner | Individual Name on File |
| Last Sale | $107,000 (May 2020) |
| Tax Bill | $4,871 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage Jul 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050100 122.44-1-10 |
| Primary APN | 050100 122.44-1-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,496 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 1,040 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,202 sqft (0.303 acres) |
| Lot Dimensions | 138 ft deep x 95.3 ft wide |
| Garage Type | Basement |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Patio Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 255000800 |
|---|---|
| Street Address | 42 OAK ST |
| City | AUBURN |
| State | NY |
| Zip | 13021-5225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MEADOW BROOK HTS SMD 1056-55 SM FF-111 L51 |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | AUBURN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 41800 |
42 Oak St is owned by an individual who bought it in May 2020.
Source: Cayuga County and Auburn City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19 HAVENS AVE, AUBURN, NY 13021-4215 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 29, 2020 | Deed of Trust, Mortgage · Line of Credit EMPOWER FCU |
| May 5, 2020 | Grant Deed, Transfer · FHA Mortgage PLAZA HM MTG |
| Oct 15, 2019 | Trustee's Deed, Foreclosure WEB TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2020 · Amount on File |
| Deed Sale | May 5, 2020 · Amount on File |
| Prior Sale | Oct 15, 2019 · Amount on File |
| Deed Document Number | 2020195093 |
| Deed Book / Page | 3864 / 143 |
| Prior Transfer Date | Oct 4, 2019 |
| Prior Transfer Doc | 0037840215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 42 OAK ST, AUBURN, NY 13021-5225 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004239/212 |
|---|---|
| Date | Jun 23, 2022 |
| Book Page | 4239/212 |
| Instrument | 2022-214728 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 42 OAK ST, AUBURN, NY 13021-5225 |
| Document Number | 0039040001 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 42 OAK ST AUBURN NY 130215225, AUBURN, NY 13021-5225 |
| Document Number | 0039040001 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 003904/000001 |
| Instrument | 197000 |
| Name | EMPOWER FCU |
|---|---|
| Address | SYRACUSE, NY 13212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 3, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | May 5, 2020 |
| Property Address | 42 OAK ST, AUBURN, NY 13021-5225 |
| Document Number | 0038940143 |
| Book / Page | 003894 / 000143 |
| Instrument Date | Apr 22, 2020 |
| Instrument | 195093 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2020 |
| Title Company | BANKERS TITLE CORPORATION, BANKERS TITLE & ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $428.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 HAVENS AVE AUBURN NY 130214215, AUBURN, NY 13021-4215 |
| Document Number | 38640152 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 003864/000152 |
| Instrument | 195094 |
| Name | PLAZA HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WAKEFIELD, MA 01880 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 4, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Oct 15, 2019 |
| Property Address | 42 OAK ST, AUBURN, NY 13021-5225 |
| Document Number | 0037840215 |
| Book / Page | 003784 / 000215 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 190800 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 24, 2019 |
| Title Company | WEB TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500 |
The 2026 property tax bill for 42 Oak St was $4,871, up 5.6% from the year before.
Source: Cayuga County and Auburn City assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| Municipality | Auburn City |
| Unified School District | Auburn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,871.00 (+5.57%) | ||
| 2025 | $4,614.00 (+5.08%) | $188,600 Land $22,600 Building $166,000 | $251,467 Land $30,133 Building $221,334 |
| 2024 | $4,391.00 | ||
| 2023 | $188,600 (-) Land $22,600 Building $166,000 | $196,458 (+4.17%) Land $23,542 Building $172,916 | |
| 2022 | $188,600 Land $22,600 Building $166,000 | $188,600 Land $22,600 Building $166,000 | |
| 2019 | $1,104.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN serves 27,179 people · EPA ID NY0501710 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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