Cayuga County and Auburn City property record for 48 Oak St, Auburn, NY 13021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,680 sqft · built 1965 |
| Lot Size | 0.23 acres (10,024 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $85,000 (Jan 2015) |
| Tax Bill | $3,494 (2026) |
| Deeds & Mortgages | Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 050100 122.44-1-12 |
| Primary APN | 050100 122.44-1-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 672 sqft |
| Finished Basement | 672 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,024 sqft (0.23 acres) |
| Lot Dimensions | 143 ft deep x 70 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Shed | 1 Shed |
| Canopy | 216 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 255001300 |
|---|---|
| Street Address | 48 OAK ST |
| City | AUBURN |
| State | NY |
| Zip | 13021-5227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MEADOW BROOK HTS 0053 |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | AUBURN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 41800 |
Source: Cayuga County and Auburn City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 OAK ST, AUBURN, NY 13021-5227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2015 · Amount on Record |
| Deed Sale | Jan 27, 2015 · Amount on Record |
| Prior Sale | Jan 27, 2015 · Amount on Record |
| Deed Book / Page | 1573 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 48 OAK ST, AUBURN, NY 13021-5227 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 004127/184 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 4127/184 |
| Instrument | 2021-208737 |
| Name | SENECA SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
Source: Cayuga County and Auburn City assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| Municipality | Auburn City |
| Unified School District | Auburn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,494.00 (+6.36%) Homeowner's exemption | ||
| 2025 | $3,285.00 (+6.1%) Homeowner's exemption | $153,100 (-) Land $21,100 Building $132,000 | $204,133 (+28%) Land $28,133 Building $176,000 |
| 2024 | $3,096.00 (+241.35%) | ||
| 2023 | $153,100 (-) Land $21,100 Building $132,000 | $159,479 (+4.17%) Land $21,979 Building $137,500 | |
| 2022 | $153,100 Land $21,100 Building $132,000 | $153,100 Land $21,100 Building $132,000 | |
| 2019 | $907.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN serves 27,179 people · EPA ID NY0501710 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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