Cayuga County and Auburn City property record for 43 Oak St, Auburn, NY 13021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 1967 |
| Lot Size | 0.248 acres (10,819 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,500 (May 2016) |
| Tax Bill | $3,592 (2026) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050100 122.43-1-46 |
| Primary APN | 050100 122.43-1-46 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,819 sqft (0.248 acres) |
| Lot Dimensions | 122 ft deep x 88.3 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 384 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 255000900 |
|---|---|
| Street Address | 43 OAK ST |
| City | AUBURN |
| State | NY |
| Zip | 13021-5224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MEADOWBROOK HTS 49 |
| Legal Block | 1 |
| Legal Lot Number | 46.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | AUBURN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 41800 |
43 Oak St is owned and occupied by an individual who bought it in May 2016.
Source: Cayuga County and Auburn City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 OAK ST, AUBURN, NY 13021-5224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2016 · Amount on File |
| Deed Sale | May 25, 2016 · Amount on File |
| Deed Document Number | 2016162385 |
| Deed Book / Page | 1628 / 117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 43 OAK ST, AUBURN, NY 13021-5224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035520035 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 3552/035 |
| Instrument | 2017-00173648 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2047 |
The 2026 property tax bill for 43 Oak St was $3,592, up 5.6% from the year before.
Source: Cayuga County and Auburn City assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| Municipality | Auburn City |
| Unified School District | Auburn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,592.00 (+5.55%) | ||
| 2025 | $3,403.00 (+5.1%) | $139,100 Land $21,600 Building $117,500 | $185,467 Land $28,800 Building $156,667 |
| 2024 | $3,238.00 | ||
| 2023 | $139,100 (-) Land $21,600 Building $117,500 | $144,896 (+4.17%) Land $22,500 Building $122,396 | |
| 2022 | $139,100 Land $21,600 Building $117,500 | $139,100 Land $21,600 Building $117,500 | |
| 2019 | $899.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN serves 27,179 people · EPA ID NY0501710 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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