49 North St, #51, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 49 North St, #51, Three Rivers, MA 01080

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,560 sqft · built 1910
Lot Size	0.389 acres (16,983 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2007)
Tax Bill	$4,421 (2023)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PALM M:77 B:50`

Property Details

APN / Parcel Number

Primary APN	`PALM M:77 B:50`
Alternative APN	`M:0077 L:000050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,560 sqft Living Area
Gross Area	3,960 sqft

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	16,983 sqft (0.389 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	M:0077 L:000050
Street Address	49 NORTH ST # 51, 51
City	THREE RIVERS
State	MA
Zip	01080-1024
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	BLK:50 CITY/MUNI/TWP:PALMER
Legal Block	50
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	2
Census Block	2013
Census Tract	810300

Owner

Source: Hampden County and Palmer Town City records, as of January 22, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	51 NORTH ST, PALMER, MA 01069
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2007 · Amount on Record
Deed Sale	Jul 30, 2007 · Amount on Record
Prior Sale	Jul 30, 2007 · Amount on Record
Deed Document Number	16837-253
Last Transfer Date	Mar 31, 2017
Transfer Doc	021624-236
Record Updated	Jun 7, 2026

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Mar 31, 2017
Property Address	49 NORTH ST # 51, 51, THREE RIVERS, MA 01080-1024
Document Number	021624-236
Book / Page	21624 / 236
Instrument	17198
Transaction Type	Transfer
Record Updated	Jul 28, 2022

Transaction

Tax	$37.98
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	021624-240
Date	Mar 31, 2017
Book Page	21624/240
Instrument	17199

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,421.00	$224,200 Land $58,400 Building $165,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS FIRE DISTRICT serves 3,258 people · EPA ID MA1227003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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