60 North St, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 60 North St, Three Rivers, MA 01080

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,193 sqft · built 1954
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Sep 2024)
Tax Bill	$4,587 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Oct 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PALM M:77 B:64`

Property Details

APN / Parcel Number

Primary APN	`PALM M:77 B:64`
Alternative APN	`M:0077 L:000064`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,193 sqft Living Area
Gross Area	2,764 sqft
1st Floor Area	884 sqft
Attic	Attic
Attic Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	60 NORTH ST
City	THREE RIVERS
State	MA
Zip	01080-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	64
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	2
Census Block	2012
Census Tract	810300

Owner

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	60 NORTH ST, THREE RIVERS, MA 01080-1025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit COUNTRY BANK
Oct 3, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance STEPHEN R TETRAULT
Sep 11, 2024	Quit Claim Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2024 · Amount on Record
Deed Sale	Sep 11, 2024 · Amount on Record
Prior Sale	Mar 12, 2012 · Amount on Record
Deed Book / Page	25568 / 482
Transfer Doc	16927-522
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	60 NORTH ST, THREE RIVERS, MA 01080-1025
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024235-473
Date	Nov 9, 2021
Book Page	24235/473
Instrument	79785

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2046

Interest

Rate Type	Adjustable Rate

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	60 NORTH ST, THREE RIVERS, MA 01080-1025
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025179-169
Date	Oct 3, 2023
Book Page	25179/169
Instrument	47073

Lender

Name	STEPHEN R TETRAULT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Sep 11, 2024
Property Address	60 NORTH ST, THREE RIVERS, MA 01080-1025
Document Number	025568-482
Book / Page	25568 / 482
Instrument Date	Sep 11, 2024
Instrument	42044
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	60 NORTH ST, PALMER, MA 01069

Mortgage

Document Number	0000042045
Date	Sep 11, 2024
Instrument	42045

Lender

Name	GENEVA FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,587.00 (+28.67%)	$251,600 (+33.12%) Land $59,600 Building $192,000	$244,910 (+17.13%)
2024	$3,565.00 (-6.38%)	$189,000 (-2.12%) Land $54,200 Building $134,800	$209,095
2023	$3,808.00	$193,100 Land $54,200 Building $138,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS FIRE DISTRICT serves 3,258 people · EPA ID MA1227003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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