Hampden County and Palmer Town City property record for 44 North St, Three Rivers, MA 01080 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Architecture Style | Colonial |
| Year Built | Built 2008 |
| Square Footage | 1,500 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $5,587.00 (2025) |
| Primary APN | PALM M:77 B:61 L:2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,500 sqft Living Area |
| Gross Area | 2,416 sqft Gross Area |
| 1st Floor | 720 sqft 1st Floor |
| Basement Area | 720 sqft Basement |
| Unfinished Basement | 720 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,890 sqft (0.25 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 44 NORTH ST |
|---|---|
| City | THREE RIVERS |
| State | MA |
| Zip | 01080-1025 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 61 |
| Legal Lot Number | 2 |
| Jurisdiction | PALMER MA |
| Minor Civil Division | PALMER TOWN |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 810300 |
Source: Hampden County and Palmer Town City records · APN PALM M:77 B:61 L:2
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 NORTH ST, THREE RIVERS, MA 01080-1025 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance NORTH BROOKFIELD SAVINGS BANK |
| Feb 08, 2018 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 08, 2018 |
| Deed Sale | Feb 08, 2018 |
| Prior Sale | Jun 25, 2009 · Amount on Record |
| Deed Doc Number | 20187010 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 44 NORTH ST, THREE RIVERS, MA 01080-1025 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24148-102 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 24148/102 |
| Instrument | 68248 |
| Name | NORTH BROOKFIELD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Feb 08, 2018 |
| Property Address | 44 NORTH ST, THREE RIVERS, MA 01080-1025 |
| Document Number | 22054-361 |
| Book / Page | 022054 / 000361 |
| Instrument Date | Feb 07, 2018 |
| Instrument | 7010 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 44 NORTH ST PALMER MA 01069, PALMER, MA 01069 |
Source: Hampden County and Palmer Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,587.00 (+12.55%) | $306,500 (+16.45%) Land $61,000 Building $245,500 | $431,395 (+5.7%) |
| 2024 | $4,964.00 (-0.82%) | $263,200 (+3.7%) Land $55,500 Building $207,700 | $408,120 |
| 2023 | $5,005.00 | $253,800 Land $55,500 Building $198,300 |
44 North St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Hampden County (25013C), updated June 7, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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