Hampden County and Palmer Town City property record for 45 North St, Three Rivers, MA 01080 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,496 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $178,000 (2010) |
| Tax Bill | $5,476.00 (2025) |
| Primary APN | PALM M:77 B:51 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,496 sqft Living Area |
| Gross Area | 4,088 sqft Gross Area |
| 1st Floor | 1,248 sqft 1st Floor |
| Basement Area | 1,248 sqft Basement |
| Unfinished Basement | 1,248 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Flat Roof Construction |
| Roof Material | Roll Composition (rolled Mineral Roof) Roof |
| Lot Area | 13,068 sqft (0.3 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 45 NORTH ST |
|---|---|
| City | THREE RIVERS |
| State | MA |
| Zip | 01080-1024 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 51 |
| Jurisdiction | PALMER MA |
| Minor Civil Division | PALMER TOWN |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 810300 |
Source: Hampden County and Palmer Town City records · APN PALM M:77 B:51
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 NORTH ST, THREE RIVERS, MA 01080-1024 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance ROCKET MORTGAGE |
| Jun 15, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2010 · Amount on Record |
| Deed Sale | Jul 15, 2010 · Amount on Record |
| Prior Sale | Oct 16, 2009 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 45 NORTH ST, THREE RIVERS, MA 01080-1024 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24205-344 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 24205/344 |
| Instrument | 75945 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 45 NORTH ST, THREE RIVERS, MA 01080-1024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23259-308 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 23259/308 |
| Instrument | 30772 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
Source: Hampden County and Palmer Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,476.00 (+19.25%) | $300,400 (+23.37%) Land $62,000 Building $238,400 | $346,370 (+4.11%) |
| 2024 | $4,592.00 (+2.68%) | $243,500 (+7.36%) Land $56,300 Building $187,200 | $332,690 |
| 2023 | $4,472.00 | $226,800 Land $56,300 Building $170,500 |
45 North St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Hampden County (25013C), updated June 7, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures