49 Monroe St, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 49 Monroe St, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	1,313 sqft · built 1940
Lot Size	0.214 acres (9,323 sqft)
Owner	Individual Name on Record
Tax Bill	$10,605 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`64-00120-01-00018`

Property Details

APN / Parcel Number

Primary APN	`64-00120-01-00018`
Alternative APNs	`6400120000100018` `6400120A00018`

Interior

Stories	1 Story
Building Area	1,313 sqft Living Area
1st Floor Area	1,313 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,323 sqft (0.214 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	6400120A00018
Street Address	49 MONROE ST
City	WALDWICK
State	NJ
Zip	07463-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	80XIRR 3.5LT
Legal Block	120.1
Legal Lot Number	18
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3006
Census Tract	56200

Owner

Source: Bergen County and Waldwick Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 MONROE ST, WALDWICK, NJ 07463-1410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 1988
Deed Sale	Oct 24, 1988
Deed Book / Page	7244 / 781
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	49 MONROE ST, WALDWICK, NJ 07463-1410
Document Number	0029890374
Instrument Date	Jun 16, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 MONROE ST WALDWICK NJ 074631410, WALDWICK, NJ 07463-1410

Mortgage

Document Number	0029890374
Date	Jul 9, 2018
Book Page	002989/000374
Instrument	47986

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$462,100 (-) Land $300,400 Building $161,700	$462,100 (-) Land $300,400 Building $161,700
2025	$10,605.00 (+3.67%)	$462,100 (+21.51%) Land $300,400 Building $161,700	$462,100 (+21.51%) Land $300,400 Building $161,700
2024	$10,230.00 (-5.54%)
2023		$380,300 Land $260,100 Building $120,200	$380,300 Land $260,100 Building $120,200
2022	$10,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1999–2021)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20