45 Monroe St, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 45 Monroe St, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	1,466 sqft · built 1940
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on File
Last Sale	$419,000 (Dec 2016)
Tax Bill	$11,748 (2025)
Flood Zone	Zone X (minimal risk)
APN	`64-00120-01-00017`

Property Details

APN / Parcel Number

Primary APN	`64-00120-01-00017`
Alternative APNs	`6400120000100017` `6400120A00017`

Interior

Stories	1 Story
Building Area	1,466 sqft Living Area
1st Floor Area	1,466 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,149 sqft (0.233 acres)
Lot Dimensions	145 ft deep x 70 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	6400120A00017
Street Address	45 MONROE ST
City	WALDWICK
State	NJ
Zip	07463-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	70X145 3LT
Legal Subdivision	MONROE PARK SEC 1
Legal Block	120.1
Legal Lot Number	17
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3006
Census Tract	56200

Owner

Source: Bergen County and Waldwick Borough records · APN 64-00120-01-00017

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 MONROE ST, WALDWICK, NJ 07463-1410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 12, 2016 · Amount on Record
Deed Sale	Dec 12, 2016 · Amount on Record
Prior Sale	Jun 25, 1992 · Amount on Record
Deed Document Number	201695981
Deed Book / Page	2464 / 2098
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$511,900 (-) Land $291,600 Building $220,300	$511,900 (-) Land $291,600 Building $220,300
2025	$11,748.00 (+3.66%)	$511,900 (+23.38%) Land $291,600 Building $220,300	$511,900 (+23.38%) Land $291,600 Building $220,300
2024	$11,333.00 (-4.09%)
2023		$414,900 Land $252,100 Building $162,800	$414,900 Land $252,100 Building $162,800
2022	$11,816.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030562003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1999–2021)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 400 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0264001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WALDWICK WATER DEPT serves 10,208 people
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.