Bergen County and Waldwick Borough property record for 43 Monroe St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,276 sqft · built 1948 |
| Lot Size | 0.266 acres (11,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $398,000 (Jun 2005) |
| Tax Bill | $11,950 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00120-01-00016 |
| Primary APN | 64-00120-01-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,276 sqft Living Area |
| 1st Floor Area | 1,276 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 11,600 sqft (0.266 acres) |
| Lot Dimensions | 145 ft deep x 80 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 6400120A00016 |
|---|---|
| Street Address | 43 MONROE ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 80X145 4LT |
| Legal Block | 120 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 MONROE ST, WALDWICK, NJ 07463-1410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2005 · Amount on Record |
| Deed Sale | Jun 3, 2005 · Amount on Record |
| Prior Sale | Dec 2, 2003 · Amount on Record |
| Deed Book / Page | 8821 / 501 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 43 MONROE ST, WALDWICK, NJ 07463-1410 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045411510 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 4541/1510 |
| Instrument | 2022007555 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $520,700 (-) Land $308,700 Building $212,000 | $520,700 (-) Land $308,700 Building $212,000 | |
| 2025 | $11,950.00 (+3.66%) | $520,700 (+20.06%) Land $308,700 Building $212,000 | $520,700 (+20.06%) Land $308,700 Building $212,000 |
| 2024 | $11,528.00 (-6.66%) | ||
| 2023 | $433,700 Land $267,600 Building $166,100 | $433,700 Land $267,600 Building $166,100 | |
| 2022 | $12,351.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1999–2021) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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