Bergen County and Waldwick Borough property record for 46 Monroe St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,028 sqft · built 1938 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,000 (Sep 2007) |
| Tax Bill | $13,740 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00134-0000-00006-01 |
| Primary APN | 64-00134-0000-00006-01 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,028 sqft Living Area |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 18,731 sqft (0.43 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400134000000006 |
|---|---|
| Street Address | 46 MONROE ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .43AC |
| Legal Block | 134 |
| Legal Lot Number | 6.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 MONROE ST, WALDWICK, NJ 07463-1423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jul 3, 2017 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2007 · Amount on Record |
| Deed Sale | Sep 20, 2007 · Amount on Record |
| Prior Sale | Nov 12, 1998 · Amount on Record |
| Deed Document Number | 2007106689 |
| Deed Book / Page | 9412 / 44 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 46 MONROE ST, WALDWICK, NJ 07463-1423 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 46 MONROE ST, WALDWICK, NJ 07463-1423 |
| Document Number | 0047221315 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 4722/1315 |
| Instrument | 2022064206 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 26, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 46 MONROE ST, WALDWICK, NJ 07463-1423 |
| Document Number | 0026770931 |
| Book / Page | 002677 / 000931 |
| Instrument Date | Jul 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 46 MONROE ST WALDWICK NJ 074631423, WALDWICK, NJ 07463-1423 |
| Document Number | 0026770931 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 002677/000931 |
| Name | THIRD FED'L S&L/CLEVELAND |
|---|---|
| Type | Federal Savings Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $598,700 (-) Land $334,200 Building $264,500 | $598,700 (-) Land $334,200 Building $264,500 | |
| 2025 | $13,740.00 (+3.66%) | $598,700 (+45.1%) Land $334,200 Building $264,500 | $598,700 (+45.1%) Land $334,200 Building $264,500 |
| 2024 | $13,255.00 (+12.81%) | ||
| 2023 | $412,600 Land $291,400 Building $121,200 | $412,600 Land $291,400 Building $121,200 | |
| 2022 | $11,750.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1999–2021) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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